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8605 Plum Cay

8605 Plum Cay, West Palm Beach, FL 33411
Property in Andros Isle
Sold Jul 05, 2005
$340,000
$272,000 by American Home Mortgage Accepta
Mortgage Due Jul 01, 2035
Sold Mar 06, 2003
$181,300
$172,300 by Homecomings Financial Network
Mortgage Due Mar 01, 2010
Local assessors in West Palm Beach, FL have categorized 8605 Plum Cay as a residential type of property. The home was built in 2003 and is 21 years old. It was most recently renovated and altered in 2007. The property's lot size has been calculated to be 7,466 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 8605 Plum Cay has a total of 1,822 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with masonry control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a wood truss style roof that was made of concrete. Lots of concrete block were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with electricity. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 8605 Plum Cay was last sold in Jun 30, 2005 for $340,000. According to our calculations, that's $141.73 per sqft. Prior to that sales transaction, the property was sold for $181,300 in Jan 31, 2003. Current property owners are expected to pay $3,308 in taxes per year. The property on 8605 Plum Cay was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $177,888. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2007
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Masonry
  • Exterior Walls Type: Concrete block
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Wood truss
  • Roof Cover Type: Concrete
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 420
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 7,466
  • Total Building Area: 2,399
  • Gross Building Area: 2,399
  • Building Area: 1,822
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,822
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ANDROS ISLE
  • Land Acres: 0.171
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ANDROS ISLE PAR D-1 LT 72

Ownership

  • Current Owner : LEWIS RICHARD N
  • Current Owner 2: LEWIS DONNA M
  • Previous Owner : ROSA MILTON
  • Previous Owner 2: ROSA ANABEL
  • Owner Before Previous Owner: PRIDE HOMES BY GARCO LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Palm Beach County School District
  • Census Tract: 007837

Zoning

  • Zoning: RPD

Geography

  • Assessors Map Reference: 139
  • Parcel: 74-42-43-20-04-000-0720
  • Lot: 72
  • Meridian: SEC 20 TWN 43S RNG 42E
  • Municipality: WEST PALM BEACH
  • Latitude: 26.7184
  • Longitude: -80.1777

    Address

  • Full Address: 8605 Plum Cay
  • Address - House Number: 8605
  • Address - Street Name: Plum Cay
  • State: FL
  • City Name: West Palm Beach
  • Carrier Code: C078
  • 4-Digit Zip Code: 5544
  • Zip Code: 33411

Valuation

    Tax

  • Total Area: 2,055
  • Tax Year: 2023
  • Tax Amount: $3,308
  • Tax Rate Code Area: 74402

    Appraisal Valuation

  • Standard Deviation: 0.1909
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 74
  • Final Value: 536,115
  • High Value: 638,468
  • Low Value: 433,762

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $323,000
  • First Open Lien Mortgage Lender: AMERICAN HOME MORTGAGE ACCEPTA
  • First Open Lien Mortgage Recording Date: Jul 05, 2005
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $272,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2035
  • Second Open Lien Mortgage Recording Date: Jul 05, 2005
  • Second Open Lien Mortgage Loan Amount: $51,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Due Date: Jul 01, 2035

    Market Valuation

  • Market Total Value: $409,085
  • Market Land Value: $129,600
  • Market Improvement Value: $279,485

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $177,888

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 30, 2005
  • Current Sale Recording Date: Jul 05, 2005
  • Current Sale Transaction ID: 1159909032
  • Current Sale Price: $340,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20050413102
  • Previous Sale Recording Date: Mar 06, 2003
  • Previous Sale Contract Date: Jan 31, 2003
  • Previous Sale Amount: $181,300
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN HOME MORTGAGE ACCEPTA
  • First Mortgage Transaction Date: Jul 05, 2005
  • First Mortgage Loan Amount: $272,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Mortgage Loan Due Date: Jul 01, 2035
  • Second Mortgage Loan Amount: $51,000

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: HOMECOMINGS FINANCIAL NETWORK
  • Previous Mortgage Transaction Date: Mar 06, 2003
  • Previous Mortgage Loan Amount: $172,300
  • Previous Mortgage Term: 83
  • Previous Mortgage Loan Type: Balloon
  • Previous Mortgage Loan Due Date: Mar 01, 2010

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Frequently Asked Questions

What neighborhood is 8605 Plum Cay located in?
The 8605 Plum Cay is a located in the neighborhood of Andros Isle in Oakton Lakes, West Palm Beach.
What is the average sales price for listings in 8605 Plum Cay?
The average sales price for units in 8605 Plum Cay is $0 currently.

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