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8509 White Oak Avenue

8509 White Oak Avenue, Munster, IN 46321
Property in North
Sold Oct 20, 2021
$478,000
$382,400 by Guaranteed Rate Inc
Mortgage Due Nov 01, 2051
8509 White Oak Avenue has been categorized by the local assessors in Munster, IN as a residential type of property. The building on the property was first built in 1989 and is 35 years old. However, we must point out that the home was most recently renovated and altered in 2015. The home has a total of 4 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 8509 White Oak Avenue has 3,014 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a partial basement that is 988 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 1,400 ft and across the front of the lot is 640 ft. The area measurement of the land has been determined as 8,960 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 484 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a unknown. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with masonry control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The roof of the building is made of asphalt. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in Oct 15, 2021 for $478,000. That's $153.50 per sqft. 8509 White Oak Avenue was last assessed in 2023. The total value of the property was assessed at $383,300. Specifically, the land the property is located on was valued at $46,300. While improvements on the property were assessed at a total of $337,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $4,911. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding

Parking

Detached Garage
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1989
  • Effective Year Built: 2015
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 9
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Masonry
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 988
  • Garage Type: Detached
  • Garage Square Area: 484
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 8,960
  • Lot Size Depth Feet: 1,400
  • Lot Size Frontage Feet: 640
  • Total Building Area: 3,114
  • Gross Building Area: 3,114
  • Building Area: 3,014
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 3,014
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: THOMAS 4TH ADDITION
  • Land Acres: 0.206
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: THOMAS 4TH ADDITION LOT #7

Ownership

  • Current Owner : SURMA ALEX F
  • Previous Owner : POWERS JOHN J
  • Previous Owner 2: POWERS MARY J
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Munster School Town
  • Census Tract: 040401

Geography

  • Parcel: 45-07-20-301-002.000-027
  • Lot: 7
  • Municipality: NORTH TOWNSHIP
  • Latitude: 41.5591
  • Longitude: -87.4902

    Address

  • Full Address: 8509 White Oak Ave
  • Address - House Number: 8509
  • Address - Street Name: White Oak
  • Address - Suffix Type: Ave
  • State: IN
  • City Name: Munster
  • Carrier Code: C010
  • 4-Digit Zip Code: 1924
  • Zip Code: 46321

Valuation

    Tax

  • Total Area: 3,114
  • Tax Year: 2022
  • Tax Amount: $4,911
  • Tax Rate Code Area: 7

    Appraisal Valuation

  • Standard Deviation: 0.2413
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 66
  • Final Value: 475,355
  • High Value: 590,099
  • Low Value: 360,611

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $382,400
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: Oct 20, 2021
  • First Open Lien Mortgage Loan Amount: $382,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $383,300
  • Market Land Value: $46,300
  • Market Improvement Value: $337,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $383,300
  • Assessed Land Value: $46,300
  • Assessed Improvements Value: $337,000

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 15, 2021
  • Current Sale Recording Date: Oct 20, 2021
  • Current Sale Transaction ID: 11860070670
  • Current Sale Price: $478,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-533809

    Last Sale Mortgage

  • First Mortgage Lender: GUARANTEED RATE INC
  • First Mortgage Transaction Date: Oct 20, 2021
  • First Mortgage Loan Amount: $382,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

About Munster



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Frequently Asked Questions

What neighborhood is 8509 White Oak Avenue located in?
The 8509 White Oak Avenue is a located in the neighborhood of North in Munster, Munster.
What is the average sales price for listings in 8509 White Oak Avenue?
The average sales price for units in 8509 White Oak Avenue is $0 currently.

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