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85 Prospect Street

85 Prospect Street, Gardner, MA 01440
Property in Gardner
Sold Mar 12, 2018
$157,500
$126,000 by Berkshire Bank
Mortgage Due Mar 12, 2048
Sold May 29, 1998
$95,000
$60,000 by Family Bank
Mortgage
Local assessors in Gardner, MA have categorized 85 Prospect Street as a residential type of property. The home was built in 1930 and is 94 years old. The property's lot size has been calculated to be 16,072 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 85 Prospect Street has a total of 1,282 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asbestos. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a steam heating system is the primary heating source and it is being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 85 Prospect Street sold most recently in Jan 1, 1970 for a total of $157,500. If you work out the math, that's approximately a cost of $122.85 per sqft. Before that, the property was also sold for $95,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,733 in taxes each year. 85 Prospect Street was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $249,000. If we break it down further, the land itself was valued at $65,700. Improvements to the property, however, were assessed at a total of $183,300. The property's total assessed value has been marked as more than the total market value which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Detached Garage
Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1930
  • Effective Year Built: 1930
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asbestos
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 16,072
  • Total Building Area: 1,282
  • Gross Building Area: 2,719
  • Building Area: 1,282
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Steam
  • Heated Square Feet: 1,282
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GREEN LAWN
  • Land Acres: 0.369
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : ASSAN ELSA L
  • Previous Owner : FOLEY DAVID J
  • Owner Before Previous Owner: FOLEY DAVID J
  • Owner Before Previous Owner 2: FOLEY KRISTIE A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gardner School District
  • School Tax School District: GARDNER SD
  • Census Tract: 707100

Geography

  • Parcel: GARD M:R12 B:9 L:1
  • Block: 9
  • Lot: 1
  • Municipality: GARDNER
  • Latitude: 42.5538
  • Longitude: -71.9815

    Address

  • Full Address: 85 Prospect St
  • Address - House Number: 85
  • Address - Street Name: Prospect
  • Address - Suffix Type: St
  • State: MA
  • City Name: Gardner
  • Carrier Code: C009
  • 4-Digit Zip Code: 3558
  • Zip Code: 01440

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $3,733

    Appraisal Valuation

  • Standard Deviation: 0.2049
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 72
  • Final Value: 310,896
  • High Value: 374,606
  • Low Value: 247,186

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $126,000
  • First Open Lien Mortgage Lender: BERKSHIRE BANK
  • First Open Lien Mortgage Recording Date: Mar 12, 2018
  • First Open Lien Mortgage Loan Amount: $126,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 12, 2048

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $249,000
  • Assessed Land Value: $65,700
  • Assessed Improvements Value: $183,300

    Sales

  • Current Sale Recording Date: Mar 12, 2018
  • Current Sale Transaction ID: 11438824107
  • Current Sale Price: $157,500
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 23331
  • Previous Sale Recording Date: May 29, 1998
  • Previous Sale Amount: $95,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: BERKSHIRE BANK
  • First Mortgage Transaction Date: Mar 12, 2018
  • First Mortgage Loan Amount: $126,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 12, 2048

    Previous Mortgages

  • Previous Mortgage Lender: FAMILY BANK
  • Previous Mortgage Transaction Date: May 29, 1998
  • Previous Mortgage Loan Amount: $60,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Gardner



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Frequently Asked Questions

What neighborhood is 85 Prospect Street located in?
The 85 Prospect Street is a located in the neighborhood of Gardner in Gardner, Gardner.
What is the average sales price for listings in 85 Prospect Street?
The average sales price for units in 85 Prospect Street is $0 currently.

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