831 Spruce Street

831 Spruce Street has been categorized by the local assessors in Camden, NJ as a residential type of property. The building on the property was first built in 1900 and is 124 years old. In addition, 831 Spruce Street has 848 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 580 ft and across the front of the lot is 120 ft. The area measurement of the land has been determined as 697 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. The exterior walls of the building are made of brick. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 831 Spruce Street was last sold in Oct 15, 2021 for $50,000. According to our calculations, that's $58.96 per sqft. Prior to that sales transaction, the property was sold for $18,000 in Sep 8, 2017. Current property owners are expected to pay $781 in taxes per year. The property on 831 Spruce Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $22,800. To break that down further, the land itself was valued at $4,400. While improvements to the property were assessed at a total of $18,400. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.