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830 South 12th Street

830 South 12th Street, Saint Clair, MI 48079
Property in St. Clair
Sold Dec 27, 2023
$213,000
Buyer
Seller
$209,142 by Mortgage 1 Incorporated
Mortgage Due Dec 01, 2053
Sold Apr 03, 2015
$118,000
$105,500 by Talmer Bank & Trust
Mortgage Due Apr 01, 2045
830 South 12th Street has been categorized by the local assessors in Saint Clair, MI as a residential type of property. The building on the property was first built in 1971 and is 53 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 830 South 12th Street has 1,245 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,400 ft and across the front of the lot is 700 ft. The area measurement of the land has been determined as 9,801 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 276 sqft. According to our sources, there is one available parking space. From what we've gathered, the quality of these control joints have been graded with a letter grade of D by the local assessor. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 830 South 12th Street sold most recently in Dec 27, 2023 for a total of $213,000. If you work out the math, that's approximately a cost of $171.08 per sqft. Before that, the property was also sold for $118,000 in Mar 11, 2015. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,754 in taxes each year. 830 South 12th Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $89,400. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1971
  • Effective Year Built: 1971
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Quality: D
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,125
  • Garage Type: Garage
  • Garage Square Area: 276
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 9,801
  • Lot Size Depth Feet: 1,400
  • Lot Size Frontage Feet: 700
  • Total Building Area: 1,245
  • Building Area: 1,245
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,245
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SHARRNEL
  • Land Acres: 0.225
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 36 SHARRNEL SUBDIVISION

Ownership

  • Current Owner : REUBA MOLLY
  • Previous Owner : WOOD MATTHEW
  • Owner Before Previous Owner: NIELSEN MICHAEL D
  • Owner Before Previous Owner 2: VANSLAMBROUCK JOSEPH N
  • Ownership Rights Codes: Single/unmarried woman

Neighborhood

  • School District Name: East China School District
  • School Tax School District: MARYSVILLE CITY
  • Census Tract: 642000

Zoning

  • Zoning: R-1A MED D

Geography

  • District: 07
  • Parcel: 74-07-706-0036-000
  • Lot: 36
  • Municipality: CITY OF ST. CLAIR
  • Latitude: 42.8201
  • Longitude: -82.4983

    Address

  • Full Address: 830 S 12th St
  • Legal Unit: 36
  • Address - House Number: 830
  • Street Direction: S
  • Address - Street Name: 12th
  • Address - Suffix Type: St
  • State: MI
  • City Name: Saint Clair
  • Carrier Code: C003
  • 4-Digit Zip Code: 4932
  • Zip Code: 48079

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,754
  • Tax Rate Code Area: 07

    Appraisal Valuation

  • Standard Deviation: 0.1182
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 87
  • Final Value: 209,126
  • High Value: 233,857
  • Low Value: 184,395

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $219,142
  • First Open Lien Mortgage Lender: MORTGAGE 1 INCORPORATED
  • First Open Lien Mortgage Recording Date: Dec 27, 2023
  • First Open Lien Mortgage Loan Amount: $209,142
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2053
  • Second Open Lien Mortgage Recording Date: Dec 27, 2023
  • Second Open Lien Mortgage Loan Amount: $10,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2053

    Market Valuation

  • Market Total Value: $178,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $89,400

    Sales

  • Current Sale Contract Date: Dec 27, 2023
  • Current Sale Recording Date: Dec 27, 2023
  • Current Sale Transaction ID: 11918603548
  • Current Sale Price: $213,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 22319
  • Previous Sale Recording Date: Apr 03, 2015
  • Previous Sale Contract Date: Mar 11, 2015
  • Previous Sale Amount: $118,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE 1 INCORPORATED
  • First Mortgage Transaction Date: Dec 27, 2023
  • First Mortgage Loan Amount: $209,142
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2053
  • Second Mortgage Transaction Date: Dec 27, 2023
  • Second Mortgage Loan Amount: $10,000
  • Second Mortgage Terms: 360

    Previous Mortgages

  • Previous Mortgage Lender: TALMER BANK & TRUST
  • Previous Mortgage Transaction Date: Apr 03, 2015
  • Previous Mortgage Loan Amount: $105,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2045

About St. Clair



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Frequently Asked Questions

What neighborhood is 830 South 12th Street located in?
The 830 South 12th Street is a located in the neighborhood of St. Clair in St. Clair, Saint Clair.
What is the average sales price for listings in 830 South 12th Street?
The average sales price for units in 830 South 12th Street is $0 currently.

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