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830 Oswego Road

830 Oswego Road, Carmel, IN 46032
Property in Newark
Sold Jan 06, 2012
$133,600
$131,821 by Metlife Home Loans
Mortgage Due Jan 01, 2042
Sold Jun 12, 2007
$148,700
$118,950 by Star Financial Bank
Mortgage Due Jun 01, 2022
Local assessors in Carmel, IN have categorized 830 Oswego Road as a residential type of property. The home was built in 1997 and is 27 years old. The property's lot size has been calculated to be 9,148 square feet. The linear feet between the front and back of the lot was measured at 860 ft and the front of the lot was measured at 1,100 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 830 Oswego Road has a total of 1,128 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from none system. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 440 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of asphalt. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 830 Oswego Road was last sold in Dec 28, 2011 for $133,600. According to our calculations, that's $85.20 per sqft. Prior to that sales transaction, the property was sold for $148,700 in May 31, 2007. Current property owners are expected to pay $1,302 in taxes per year. The property on 830 Oswego Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $148,000. To break that down further, the land itself was valued at $56,500. While improvements to the property were assessed at a total of $91,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Unknown
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 440
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,148
  • Lot Size Depth Feet: 860
  • Lot Size Frontage Feet: 1,100
  • Total Building Area: 1,568
  • Gross Building Area: 1,568
  • Building Area: 1,128
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,128
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: None
  • Water Service: None

Building

  • Property Class: Residential
  • Subdivision: NEWARK
  • Land Acres: 0.21
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: ACREAGE .00, SECTION 31, TOWNSHIP 18, RANGE 4, NEWARK, LOT PT 81

Ownership

  • Current Owner : LANNERD ROBERT J
  • Previous Owner : MORALES LYNN A
  • Owner Before Previous Owner: BURTON TODD ALLEN
  • Owner Before Previous Owner 2: BURTON ANNETTA MURRAY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Carmel Clay Schools
  • Census Tract: 111007

Geography

  • District: 0017
  • Parcel: 29-10-31-110-005.001-018
  • Lot: 81
  • Meridian: SEC 31 TWN 18 RNG 04
  • Municipality: DELAWARE TOWNSHIP
  • Latitude: 39.9688
  • Longitude: -86.1236

    Address

  • Full Address: 830 Oswego Rd
  • Address - House Number: 830
  • Address - Street Name: Oswego
  • Address - Suffix Type: Rd
  • State: IN
  • City Name: Carmel
  • Carrier Code: C002
  • 4-Digit Zip Code: 2643
  • Zip Code: 46032

Valuation

    Tax

  • Total Area: 1,128
  • Tax Year: 2022
  • Tax Amount: $1,302
  • Tax Rate Code Area: 16

    Appraisal Valuation

  • Standard Deviation: 0.1866
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 75
  • Final Value: 278,984
  • High Value: 331,046
  • Low Value: 226,922

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $131,821
  • First Open Lien Mortgage Lender: METLIFE HOME LOANS
  • First Open Lien Mortgage Recording Date: Jan 06, 2012
  • First Open Lien Mortgage Loan Amount: $131,821
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2042

    Market Valuation

  • Market Total Value: $148,000
  • Market Land Value: $56,500
  • Market Improvement Value: $91,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $148,000
  • Assessed Land Value: $56,500
  • Assessed Improvements Value: $91,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 28, 2011
  • Current Sale Recording Date: Jan 06, 2012
  • Current Sale Transaction ID: 1179403381
  • Current Sale Price: $133,600
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2012000961
  • Previous Sale Recording Date: Jun 12, 2007
  • Previous Sale Contract Date: May 31, 2007
  • Previous Sale Amount: $148,700
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: METLIFE HOME LOANS
  • First Mortgage Transaction Date: Jan 06, 2012
  • First Mortgage Loan Amount: $131,821
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2042

    Previous Mortgages

  • Previous Mortgage Lender: STAR FINANCIAL BANK
  • Previous Mortgage Transaction Date: Jun 12, 2007
  • Previous Mortgage Loan Amount: $118,950
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jun 01, 2022

About Newark



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Frequently Asked Questions

What neighborhood is 830 Oswego Road located in?
The 830 Oswego Road is a located in the neighborhood of Newark in Newark, Carmel.
What is the average sales price for listings in 830 Oswego Road?
The average sales price for units in 830 Oswego Road is $0 currently.

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