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828 Kern Street

828 Kern Street, Waterloo, IA 50703
Property in Riverfront
Sold Nov 16, 2018
$78,500
$62,800 by Veridian Credit Union
Mortgage Due Jan 01, 2048
828 Kern Street in Waterloo, IA was first built in 1945 and is 79 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 828 Kern Street has 918 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 918 sqft and has been categorized as a finished improved basement. The linear feet across the front of the lot is 500 ft and the linear feet between the front and back of the lot is 1,300. In total, the area measurement of the land is 6,500 square feet.

Learn more about the property and building on this page. There is a patio. The home has a gable style roof made of asphalt. For those who need parking, there is a detached garage. The garage is 352 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of plaster. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 828 Kern Street was last sold in Nov 15, 2018 for $78,500. According to our calculations, that's $85.51 per sqft. Current property owners are expected to pay $1,441 in taxes per year. The property on 828 Kern Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $78,220. To break that down further, the land itself was valued at $9,800. While improvements to the property were assessed at a total of $68,420. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1945
  • Effective Year Built: 1945
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 1
  • Building Condition: Good
  • Construction Type: Frame
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Finished improved basement
  • Basement Area: 918
  • Garage Type: Detached
  • Garage Square Area: 352
  • Parking Space Count: 1
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 6,500
  • Lot Size Depth Feet: 1,300
  • Lot Size Frontage Feet: 500
  • Total Building Area: 918
  • Gross Building Area: 918
  • Building Area: 918
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 918
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SECOND ADD TO GRAND VIEW PLACE
  • Land Acres: 0.149
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SECOND ADD TO GRAND VIEW PLACE LOT 18 BLK 12

Ownership

  • Current Owner : PLATT MATTHEW
  • Current Owner 2: PLATT KENDAL
  • Previous Owner : HOPPEN CARLENE J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Waterloo Community School District
  • School Tax School District: WATERLOO
  • Census Tract: 001600

Geography

  • Assessors Map Reference: PM 891314354018
  • District: 53
  • Parcel: 8913-14-354-018
  • Block: 12
  • Lot: 18
  • Meridian: SEC 14 TWN 89N RNG 13W
  • Municipality: WATERLOO
  • Latitude: 42.5152
  • Longitude: -92.3537

    Address

  • Full Address: 828 Kern St
  • Address - House Number: 828
  • Address - Street Name: Kern
  • Address - Suffix Type: St
  • State: IA
  • City Name: Waterloo
  • Carrier Code: C009
  • 4-Digit Zip Code: 5640
  • Zip Code: 50703

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,441

    Appraisal Valuation

  • Standard Deviation: 0.2236
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 69
  • Final Value: 86,286
  • High Value: 105,587
  • Low Value: 66,986

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $78,500
  • First Open Lien Mortgage Lender: VERIDIAN CREDIT UNION
  • First Open Lien Mortgage Recording Date: Nov 16, 2018
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $62,800
  • First Open Lien Mortgage Term: 349
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2048
  • Second Open Lien Mortgage Lender: VERIDIAN CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Nov 30, 2018
  • Second Open Lien Mortgage Loan Amount: $15,700
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2048

    Market Valuation

  • Market Total Value: $78,220
  • Market Land Value: $9,800
  • Market Improvement Value: $68,420

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $78,220
  • Assessed Land Value: $9,800
  • Assessed Improvements Value: $68,420

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 15, 2018
  • Current Sale Recording Date: Nov 16, 2018
  • Current Sale Transaction ID: 11542815992
  • Current Sale Price: $78,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201900007895

    Last Sale Mortgage

  • First Mortgage Lender: VERIDIAN CREDIT UNION
  • First Mortgage Transaction Date: Nov 16, 2018
  • First Mortgage Loan Amount: $62,800
  • First Mortgage Terms: 349
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Jan 01, 2048

    Financing

  • First Mortgage Financing Type: Adjustable Rate

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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 828 Kern Street located in?
The 828 Kern Street is a located in the neighborhood of Riverfront in Riverfront, Waterloo.
What is the average sales price for listings in 828 Kern Street?
The average sales price for units in 828 Kern Street is $0 currently.

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