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823 Elm Street

823 Elm Street, Reading, PA 19605
Property in Muhlenberg
Sold Sep 26, 2012
$119,900
$95,920 by Wells Fargo Bank Na
Mortgage Due Oct 01, 2042
Sold Nov 30, 2004
$98,500
$94,550 by Mortgage America Inc
Mortgage Due Nov 01, 2034
Local assessors in Reading, PA have categorized 823 Elm Street as a residential type of property. The home was built in 1947 and is 77 years old. The property's lot size has been calculated to be 7,841 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 4 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 823 Elm Street has a total of 896 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 448 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 672 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heating system is the primary heating source and it is being fueled with gas. The property was last sold in Sep 21, 2012 for $119,900. That's $133.82 per sqft. Prior to that sales transaction, the property was also sold in Oct 28, 2004 for $98,500. 823 Elm Street was last assessed in 2023. The total value of the property was assessed at $70,200. Specifically, the land the property is located on was valued at $32,400. While improvements on the property were assessed at a total of $37,800. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,172. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1947
  • Effective Year Built: 1947
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Good
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 448
  • Garage Type: Detached
  • Garage Square Area: 672
  • Parking Space Count: 3
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 7,841
  • Total Building Area: 896
  • Gross Building Area: 896
  • Building Area: 896
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 896
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: RIVERVIEW PARK
  • Land Acres: 0.18
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : STEPHENSON BARRY L
  • Current Owner 2: STEPHENSON LINDA J
  • Previous Owner : LINE KENNETH L
  • Owner Before Previous Owner: STEPHENSON BARRY L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Muhlenberg School District
  • School Tax School District: 11
  • Census Tract: 012701

Geography

  • Assessors Map Reference: 665308
  • Account Number: 66058200
  • District: 66
  • Parcel: 66-5308-05-08-9987
  • Block: 08
  • Municipality: MUHLENBERG TOWNSHIP
  • Latitude: 40.3872
  • Longitude: -75.9511

    Address

  • Full Address: 823 Elm St
  • Address - House Number: 823
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: PA
  • City Name: Laureldale
  • Carrier Code: C028
  • 4-Digit Zip Code: 1454
  • Zip Code: 19605

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,172
  • Tax Rate Code Area: 66

    Appraisal Valuation

  • Standard Deviation: 0.2224
  • Valuation Date: Aug 30, 2023
  • Confidence Score: 69
  • Final Value: 213,222
  • High Value: 260,658
  • Low Value: 165,786

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $115,920
  • First Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • First Open Lien Mortgage Recording Date: Sep 26, 2012
  • First Open Lien Mortgage Loan Amount: $95,920
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2042
  • Second Open Lien Mortgage Lender: SUSQUEHANNA BANK
  • Second Open Lien Mortgage Recording Date: Jun 17, 2015
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $20,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $70,200
  • Market Land Value: $32,400
  • Market Improvement Value: $37,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $70,200
  • Assessed Land Value: $32,400
  • Assessed Improvements Value: $37,800

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 21, 2012
  • Current Sale Recording Date: Sep 26, 2012
  • Current Sale Transaction ID: 1061572653
  • Current Sale Price: $119,900
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2012040104
  • Previous Sale Recording Date: Nov 30, 2004
  • Previous Sale Contract Date: Oct 28, 2004
  • Previous Sale Amount: $98,500
  • Previous Sale Document Type: Other

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Sep 26, 2012
  • First Mortgage Loan Amount: $95,920
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2042

    Previous Mortgages

  • Previous Mortgage Lender: MORTGAGE AMERICA INC
  • Previous Mortgage Transaction Date: Nov 30, 2004
  • Previous Mortgage Loan Amount: $94,550
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Nov 01, 2034

About Riverview Park



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Frequently Asked Questions

What neighborhood is 823 Elm Street located in?
The 823 Elm Street is a located in the neighborhood of Muhlenberg in Riverview Park, Reading.
What is the average sales price for listings in 823 Elm Street?
The average sales price for units in 823 Elm Street is $0 currently.

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