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821 Garfield

821 Garfield, Loveland, CO 80537
House in Larimer
Sold Sep 29, 2021
$335,000
$268,000 by M2 Lending Solutions Llc
Mortgage Due Oct 01, 2051
Sold Mar 09, 2020
$279,000
$270,630 by Amerifirst Financial Inc
Mortgage Due Apr 01, 2050
Local assessors in Loveland, CO have categorized 821 Garfield as a residential type of property. The home was built in 1890 and is 134 years old. It was most recently renovated and altered in 2021. The property's lot size has been calculated to be 5,342 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 4 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 821 Garfield has a total of 648 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 320 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a hip style roof that was made of composition shingle. Lots of wood siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of plaster. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 821 Garfield sold most recently in Sep 27, 2021 for a total of $335,000. If you work out the math, that's approximately a cost of $516.98 per sqft. Before that, the property was also sold for $279,000 in Mar 6, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,538 in taxes each year. 821 Garfield was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $23,671. If we break it down further, the land itself was valued at $2,010. Improvements to the property, however, were assessed at a total of $21,661. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1890
  • Effective Year Built: 2021
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Plaster
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 320
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 5,342
  • Total Building Area: 648
  • Gross Building Area: 648
  • Building Area: 648
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 648
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MISHLER
  • Land Acres: 0.123
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 3, BLK 1, MISHLER, LOV

Ownership

  • Current Owner : BENSCHE ERIN MARIE
  • Previous Owner : MANCILLA DAVID
  • Owner Before Previous Owner: COMMUNITY FOUNDATION OF NORTHERN CO
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Thompson School District R-2J
  • Census Tract: 001901

Zoning

  • Zoning: R3E

Geography

  • Assessors Map Reference: 95141
  • Account Number: R0396397
  • Parcel: R0396397
  • Block: 1
  • Lot: 3
  • Meridian: SEC 14 TWN 5N RNG 69W
  • Municipality: LOVELAND
  • Latitude: 40.4007
  • Longitude: -105.078

    Address

  • Full Address: 821 Garfield Ave
  • Address - House Number: 821
  • Address - Street Name: Garfield
  • Address - Suffix Type: Ave
  • State: CO
  • City Name: Loveland
  • Carrier Code: C006
  • 4-Digit Zip Code: 4751
  • Zip Code: 80537

Valuation

    Tax

  • Total Area: 648
  • Tax Year: 2023
  • Tax Amount: $1,538
  • Tax Rate Code Area: 2200

    Appraisal Valuation

  • Standard Deviation: 0.198
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 73
  • Final Value: 347,273
  • High Value: 416,057
  • Low Value: 278,490

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $268,000
  • First Open Lien Mortgage Lender: M2 LENDING SOLUTIONS LLC
  • First Open Lien Mortgage Recording Date: Sep 29, 2021
  • First Open Lien Mortgage Loan Amount: $268,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Market Valuation

  • Market Total Value: $353,300
  • Market Land Value: $30,000
  • Market Improvement Value: $323,300

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $23,671
  • Assessed Land Value: $2,010
  • Assessed Improvements Value: $21,661

    Sales

  • Current Sale Contract Date: Sep 27, 2021
  • Current Sale Recording Date: Sep 29, 2021
  • Current Sale Transaction ID: 11857392836
  • Current Sale Price: $335,000
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: 20210090402
  • Previous Sale Recording Date: Mar 09, 2020
  • Previous Sale Contract Date: Mar 06, 2020
  • Previous Sale Amount: $279,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: M2 LENDING SOLUTIONS LLC
  • First Mortgage Transaction Date: Sep 29, 2021
  • First Mortgage Loan Amount: $268,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: AMERIFIRST FINANCIAL INC
  • Previous Mortgage Transaction Date: Mar 09, 2020
  • Previous Mortgage Loan Amount: $270,630
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2050

About Loveland



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Frequently Asked Questions

What neighborhood is 821 Garfield located in?
The 821 Garfield is a house located in the neighborhood of Larimer in Loveland, Loveland.
What is the average sales price for listings in 821 Garfield?
The average sales price for units in 821 Garfield is $330,000 , or $497/sqft. currently.

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