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815 West Terrace Avenue

815 West Terrace Avenue, Fresno, CA 93705
Sold Jul 26, 2023
$315,000
$215,000 by Pennymac Loan Services Llc
Mortgage Due Aug 01, 2053
Sold May 08, 2020
Transfer
$220,924 by Alameda Mortgage Corporation
Mortgage
815 West Terrace Avenue in Fresno, CA was first built in 1949 and is 75 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. It is a single story home. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 815 West Terrace Avenue has 1,462 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 600 ft and the linear feet between the front and back of the lot is 1,310. In total, the area measurement of the land is 7,860 square feet.

Learn more about the property and building on this page. For those who need parking, there is a garage. The garage is 440 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. Walk into the home itself and you'll find that it is currently being cooled with a refrigeration air conditioning system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 815 West Terrace Avenue sold most recently in Jul 19, 2023 for a total of $315,000. If you work out the math, that's approximately a cost of $215.46 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,982 in taxes each year. 815 West Terrace Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $236,513. If we break it down further, the land itself was valued at $47,302. Improvements to the property, however, were assessed at a total of $189,211. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Stucco Exterior

Parking

RV Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1949
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Unknown
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 440
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,860
  • Lot Size Depth Feet: 1,310
  • Lot Size Frontage Feet: 600
  • Total Building Area: 1,462
  • Gross Building Area: 1,462
  • Building Area: 1,462
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Refrigeration air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,462
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HAMILTON HEIGHTS
  • Land Acres: 0.18
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 7 EX ALLEY BLK 4 HAMILTON HEIGHTS

Ownership

  • Current Owner : HALVORSEN MARK DAVID
  • Current Owner 2: HALVORSEN LAUREN
  • Previous Owner : BOREN KATHRYN
  • Owner Before Previous Owner: BOREN PHILLIP
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Community Property

Neighborhood

  • School District Name: Fresno Unified School District
  • Census Tract: 003702

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: 124-C1
  • Parcel: 443-283-04
  • Block: 4
  • Lot: 7
  • Municipality: FRESNO CITY
  • Latitude: 36.7727
  • Longitude: -119.821

    Address

  • Full Address: 815 W Terrace Ave
  • Address - House Number: 815
  • Street Direction: W
  • Address - Street Name: Terrace
  • Address - Suffix Type: Ave
  • State: CA
  • City Name: Fresno
  • Carrier Code: C001
  • 4-Digit Zip Code: 4541
  • Zip Code: 93705

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,982
  • Tax Rate Code Area: 005-199

    Appraisal Valuation

  • Standard Deviation: 0.0715
  • Valuation Date: Aug 04, 2023
  • Confidence Score: 95
  • Final Value: 321,392
  • High Value: 344,394
  • Low Value: 298,391

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $215,000
  • First Open Lien Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • First Open Lien Mortgage Recording Date: Jul 26, 2023
  • First Open Lien Mortgage Loan Amount: $215,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2053

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $236,513
  • Assessed Land Value: $47,302
  • Assessed Improvements Value: $189,211

    Sales

  • Current Sale Contract Date: Jul 19, 2023
  • Current Sale Recording Date: Jul 26, 2023
  • Current Sale Transaction ID: 11910307275
  • Current Sale Price: $315,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 68960
  • Previous Sale Recording Date: May 08, 2020
  • Previous Sale Contract Date: May 01, 2020
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

    Last Sale Mortgage

  • First Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • First Mortgage Transaction Date: Jul 26, 2023
  • First Mortgage Loan Amount: $215,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: ALAMEDA MORTGAGE CORPORATION
  • Previous Mortgage Transaction Date: May 08, 2020
  • Previous Mortgage Loan Amount: $220,924
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA

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Frequently Asked Questions

What neighborhood is 815 West Terrace Avenue located in?
The 815 West Terrace Avenue is a house located in the neighborhood of Fresno High-Roeding in Fresno High-Roeding, Fresno.
What is the average sales price for listings in 815 West Terrace Avenue?
The average sales price for units in 815 West Terrace Avenue is $0 currently.

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