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815 West Charles Street

815 West Charles Street, Plano, IL 60545
House in Little Rock
Sold Dec 23, 2020
$155,000
$120,000 by Bmo Harris Bank Na
Mortgage Due Jun 01, 2037
Sold Jun 18, 2001
$135,000
Seller
$91,500 by Quicken Loans Inc
Mortgage Due Jun 13, 2031
815 West Charles Street in Plano, IL was first built in 1959 and is 65 years old. This has been categorized as a residential property type. It is a single story home. In total, the area measurement of the land is 9,507 square feet.

Learn more about the property and building on this page. The roof of the home is made of composition shingle. For those who need parking, there is a attached garage. The garage is 484 sqft. There are a total of 2 available parking spaces. The exterior walls of the home are made of concrete. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a heating system. The property was last sold in Nov 4, 2020 for $155,000. That's $107.34 per sqft. Prior to that sales transaction, the property was also sold in Jun 8, 2001 for $135,000. 815 West Charles Street was last assessed in 2022. The total value of the property was assessed at $54,376. Specifically, the land the property is located on was valued at $7,610. While improvements on the property were assessed at a total of $46,766. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $4,600. The initial tax year of delinquency was in 2022. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Aluminum Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 1959
  • Building Count: 1
  • Bedroom Count: 0
  • Exterior Walls Type: Concrete
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 960
  • Garage Type: Attached
  • Garage Square Area: 484
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,507
  • Total Building Area: 1,444
  • Gross Building Area: 1,444
  • Building Area: 1,444
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Yes
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PLANO GARDEN ESTATES
  • Land Acres: 0.218
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: LT 65 PLANO GARDEN ESTATES CITY OF PLANO

Ownership

  • Current Owner : GARCIA GERARDO CAMACHO
  • Current Owner 2: GARCIA JAIME
  • Previous Owner : CLARK SCOTT S
  • Previous Owner 2: CLARK AMBER S
  • Owner Before Previous Owner: UNIONTRUST
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Plano Community Unit School District 88
  • Census Tract: 890501

Geography

  • Assessors Map Reference: 3259-C7
  • Parcel: 01-27-151-005
  • Lot: 65
  • Municipality: LITTLE ROCK TOWNSHIP
  • Latitude: 41.6564
  • Longitude: -88.5444

    Address

  • Full Address: 815 W Charles St
  • Address - House Number: 815
  • Street Direction: W
  • Address - Street Name: Charles
  • Address - Suffix Type: St
  • State: IL
  • City Name: Plano
  • Carrier Code: C003
  • 4-Digit Zip Code: 1819
  • Zip Code: 60545

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,600
  • Intital Tax Deliquent Year: 2022
  • Tax Rate Code Area: LR003

    Appraisal Valuation

  • Standard Deviation: 0.1585
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 80
  • Final Value: 208,923
  • High Value: 242,057
  • Low Value: 175,788

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $120,000
  • First Open Lien Mortgage Lender: BMO HARRIS BANK NA
  • First Open Lien Mortgage Recording Date: May 11, 2022
  • First Open Lien Mortgage Loan Amount: $120,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2037

    Market Valuation

  • Market Total Value: $163,128
  • Market Land Value: $22,830
  • Market Improvement Value: $140,298

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $54,376
  • Assessed Land Value: $7,610
  • Assessed Improvements Value: $46,766

    Sales

  • Current Sale Contract Date: Nov 04, 2020
  • Current Sale Recording Date: Dec 23, 2020
  • Current Sale Transaction ID: 11809687093
  • Current Sale Price: $155,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202000026897
  • Previous Sale Recording Date: Jun 18, 2001
  • Previous Sale Contract Date: Jun 08, 2001
  • Previous Sale Amount: $135,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST STATE BANK
  • First Mortgage Transaction Date: Dec 23, 2020
  • First Mortgage Loan Amount: $124,000
  • First Mortgage Terms: 240
  • First Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • First Mortgage Loan Due Date: Nov 06, 2040

    Previous Mortgages

  • Previous Mortgage Lender: QUICKEN LOANS INC
  • Previous Mortgage Transaction Date: Jun 18, 2001
  • Previous Mortgage Loan Amount: $91,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Jun 13, 2031

About Plano



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Frequently Asked Questions

What neighborhood is 815 West Charles Street located in?
The 815 West Charles Street is a house located in the neighborhood of Little Rock in Plano, Plano.
What is the average sales price for listings in 815 West Charles Street?
The average sales price for units in 815 West Charles Street is $0 currently.

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