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813 Ridgetop Circle

813 Ridgetop Circle, Saint Charles, MO 63304
Property in Saint Charles
Sold Nov 01, 2021
$298,500
$294,566 by Das Acquisition
Mortgage Due Nov 01, 2051
Sold Nov 01, 2021
Transfer
Seller
Local assessors in Saint Charles, MO have categorized 813 Ridgetop Circle as a residential type of property. The home was built in 1986 and is 38 years old. The property's lot size has been calculated to be 8,276 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a bi-level style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 813 Ridgetop Circle has a total of 2,165 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 437 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a open porch and a screened patio so you'll have great options in both the front and back of the home. In addition, there is a pool on the property. Perfect for those who want to host pool parties over the summer. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of asphalt. Lots of masonry were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 813 Ridgetop Circle sold most recently in Oct 28, 2021 for a total of $298,500. If you work out the math, that's approximately a cost of $79.83 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,189 in taxes each year. 813 Ridgetop Circle was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $60,621. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Attached Garage
Off Street Parking
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1986
  • Effective Year Built: 1986
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Bi-level
  • Exterior Walls Type: Masonry
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,137
  • Garage Type: Attached
  • Garage Square Area: 437
  • Parking Space Count: 2
  • Patio Type: Patio - screened
  • Porch Type: Open porch
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 8,276
  • Total Building Area: 3,739
  • Gross Building Area: 3,739
  • Building Area: 2,165
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,165
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: WELLINGTON FARM #1
  • Land Acres: 0.19
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WELLINGTON FARM #1 LOT 45

Ownership

  • Current Owner : EDWARDS LUCAS
  • Current Owner 2: BELL ERICA
  • Previous Owner : PAL ANGELA
  • Previous Owner 2: THE PAL LIVING TRUST
  • Owner Before Previous Owner: YASH PAL
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Francis Howell R-III School District
  • School Tax School District: FRANCIS HOWELL
  • Census Tract: 311114

Geography

  • Account Number: A860003409
  • District: 200
  • Parcel: 3-157F-5961-00-0045.0000000
  • Lot: 45
  • Municipality: UNINCORPORATED
  • Latitude: 38.7227
  • Longitude: -90.6734

    Address

  • Full Address: 813 Ridgetop Cir
  • Address - House Number: 813
  • Address - Street Name: Ridgetop
  • Address - Suffix Type: Cir
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: R027
  • 4-Digit Zip Code: 4514
  • Zip Code: 63304

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,189
  • Tax Rate Code Area: 3

    Appraisal Valuation

  • Standard Deviation: 0.1966
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 73
  • Final Value: 374,459
  • High Value: 448,108
  • Low Value: 300,810

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $294,566
  • First Open Lien Mortgage Lender: DAS ACQUISITION
  • First Open Lien Mortgage Recording Date: Nov 01, 2021
  • First Open Lien Mortgage Loan Amount: $294,566
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $319,056
  • Market Land Value: $61,110
  • Market Improvement Value: $257,946

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $60,621

    Sales

  • Current Sale Contract Date: Oct 28, 2021
  • Current Sale Recording Date: Nov 01, 2021
  • Current Sale Transaction ID: 11864279941
  • Current Sale Price: $298,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021R-090209
  • Previous Sale Recording Date: Nov 01, 2021
  • Previous Sale Contract Date: Oct 28, 2021
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: DAS ACQUISITION
  • First Mortgage Transaction Date: Nov 01, 2021
  • First Mortgage Loan Amount: $294,566
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2051

About Saint Charles



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Frequently Asked Questions

What neighborhood is 813 Ridgetop Circle located in?
The 813 Ridgetop Circle is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 813 Ridgetop Circle?
The average sales price for units in 813 Ridgetop Circle is $0 currently.

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