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81 Sedge Road

81 Sedge Road, Valley Cottage, NY 10989
Property in Clarkstown
Sold Jan 09, 2003
$328,000
$518,000 by Citimortgage Inc
Mortgage Due Mar 01, 2041
81 Sedge Road has been categorized by the local assessors in Valley Cottage, NY as a residential type of property. The building on the property was first built in 1924 and is 100 years old. The home has a total of 4 bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 81 Sedge Road has 2,749 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 27,443 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 340 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying both a covered porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a hot water heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 81 Sedge Road sold most recently in Dec 17, 2002 for a total of $328,000. If you work out the math, that's approximately a cost of $119.32 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $15,814 in taxes each year. 81 Sedge Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $145,200. If we break it down further, the land itself was valued at $42,200. Improvements to the property, however, were assessed at a total of $103,000. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1924
  • Effective Year Built: 1924
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 340
  • Parking Space Count: 1
  • Patio Type: Patio
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 27,443
  • Total Building Area: 2,749
  • Building Area: 2,749
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Hot water
  • Heated Square Feet: 2,749
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SUBDIVISION OF PROPERTY FOR WINDHAM PARK
  • Land Acres: 0.63
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WINDHAM PARK LOT 2 124-B-17.2

Ownership

  • Current Owner : PANOV ARTHUR
  • Current Owner 2: PANOV KATHLEEN
  • Previous Owner : GALVES RICHARD
  • Previous Owner 2: GALVES CATHY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Nyack Union Free School District
  • School Tax School District: NYACK
  • Census Tract: 011101

Zoning

  • Zoning: 02 - SINGL

Geography

  • Account Number: 124B17.2
  • District: 392089
  • Section: 52.15
  • Parcel: 392089 52.15-1-35.2
  • Block: 1
  • Lot: 35.002
  • Municipality: CLARKSTOWN (TOV)
  • Latitude: 41.1256
  • Longitude: -73.9392

    Address

  • Full Address: 81 Sedge Rd
  • Address - House Number: 81
  • Address - Street Name: Sedge
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Valley Cottage
  • Carrier Code: R002
  • 4-Digit Zip Code: 2472
  • Zip Code: 10989

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $15,814
  • Tax Rate Code Area: 392404

    Appraisal Valuation

  • Standard Deviation: 0.2275
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 68
  • Final Value: 738,797
  • High Value: 906,947
  • Low Value: 570,647

    Open Liens

  • Total Open Liens: 4
  • Total Open Liens Amount: $798,145
  • First Open Lien Mortgage Lender: CITIMORTGAGE INC
  • First Open Lien Mortgage Recording Date: Feb 25, 2011
  • First Open Lien Mortgage Loan Amount: $518,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2041
  • Second Open Lien Mortgage Lender: WACHOVIA BANK NA
  • Second Open Lien Mortgage Recording Date: May 14, 2004
  • Second Open Lien Mortgage Loan Amount: $74,095
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Second Open Lien Mortgage Loan Due Date: Jun 02, 2034
  • Third Open Lien Mortgage Lender: WACHOVIA BANK NA
  • Third Open Lien Mortgage Recording Date: Sep 22, 2005
  • Third Open Lien Mortgage Loan Amount: $106,050
  • Third Open Lien Mortgage Term: 360
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Third Open Lien Mortgage Loan Due Date: Oct 08, 2035
  • Fourth Open Lien Mortgage Lender: WACHOVIA BANK NA
  • Fourth Open Lien Mortgage Recording Date: Dec 29, 2006
  • Fourth Open Lien Mortgage Loan Amount: $100,000
  • Fourth Open Lien Mortgage Term: 360
  • Fourth Open Lien Mortgage Position: 4
  • Fourth Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Fourth Open Lien Mortgage Loan Due Date: Dec 29, 2036

    Market Valuation

  • Market Total Value: $488,067
  • Market Land Value: $141,849
  • Market Improvement Value: $346,218

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $145,200
  • Assessed Land Value: $42,200
  • Assessed Improvements Value: $103,000

    Sales

  • Current Sale Contract Date: Dec 17, 2002
  • Current Sale Recording Date: Jan 09, 2003
  • Current Sale Transaction ID: 1195508902
  • Current Sale Price: $328,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 2003-00001807

    Last Sale Mortgage

  • First Mortgage Lender: CITIBANK NA
  • First Mortgage Transaction Date: Jan 09, 2003
  • First Mortgage Loan Amount: $262,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Feb 01, 2033

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Valley Cottage



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Nearby Rentals

Unit for rent at

$5,000 /mo

  • 5 Beds
  • 3 Baths
  • 2,620 ft²
Listing by Sarah Frost

Frequently Asked Questions

What neighborhood is 81 Sedge Road located in?
The 81 Sedge Road is a located in the neighborhood of Clarkstown in Valley Cottage, Valley Cottage.
What is the average sales price for listings in 81 Sedge Road?
The average sales price for units in 81 Sedge Road is $0 currently.

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