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8090 Settlers Creek Circle

8090 Settlers Creek Circle, Lakeland, FL 33810
Property in Settlers Creek
Sold Jun 28, 2018
$188,000
$189,898 by Atlantic Bay Mortgage Group Ll
Mortgage Due Jul 01, 2048
Sold Oct 12, 2005
$198,400
$128,943 by Mfc Mortgage Incorporated Of F
Mortgage Due Nov 01, 2020
8090 Settlers Creek Circle in Lakeland, FL was first built in 2005 and is 19 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 8090 Settlers Creek Circle has 2,222 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 7,802 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The home has a hip style roof made of materials that we aren't sure of. For those who need parking, there is a attached garage. The garage is 441 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with masonry control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The exterior walls of the home are made of stucco. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 8090 Settlers Creek Circle sold most recently in Jun 22, 2018 for a total of $188,000. If you work out the math, that's approximately a cost of $70.60 per sqft. Before that, the property was also sold for $198,400 in Oct 6, 2005. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $2,111 in taxes each year. 8090 Settlers Creek Circle was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $160,811. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Masonry
  • Building Style: Unknown
  • Exterior Walls Type: Stucco
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Other
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 441
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,802
  • Total Building Area: 2,663
  • Gross Building Area: 2,663
  • Building Area: 2,222
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,222
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SETTLERS CREEK
  • Land Acres: 0.179
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SETTLERS CREEK PB 128 PGS 35-37 LOT 33

Ownership

  • Current Owner : CARDIN MICHAEL D
  • Current Owner 2: CARDIN JAMIE L
  • Previous Owner : OSORIO JORGE A
  • Previous Owner 2: OSORIO LISETT G GONZALEZ DE
  • Owner Before Previous Owner: MARONDA HOMES INC OF FLORIDA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Polk County School District
  • Census Tract: 012128

Geography

  • Assessors Map Reference: Jan 01, 1970
  • Subdivision Tract Number: 861
  • Parcel: 23-27-11-000861-000330
  • Lot: 33
  • Meridian: SEC 11 TWN 27S RNG 23E
  • Municipality: UNINCORP/SWFWMD
  • Latitude: 28.1466
  • Longitude: -81.9811

    Address

  • Full Address: 8090 Settlers Creek Cir
  • Address - House Number: 8090
  • Address - Street Name: Settlers Creek
  • Address - Suffix Type: Cir
  • State: FL
  • City Name: Lakeland
  • Carrier Code: R883
  • 4-Digit Zip Code: 5352
  • Zip Code: 33810

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,111
  • Tax Rate Code Area: 90000

    Appraisal Valuation

  • Standard Deviation: 0.1901
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 74
  • Final Value: 326,409
  • High Value: 388,464
  • Low Value: 264,354

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $189,898
  • First Open Lien Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Open Lien Mortgage Recording Date: Jun 28, 2018
  • First Open Lien Mortgage Loan Amount: $189,898
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2048

    Market Valuation

  • Market Total Value: $220,749
  • Market Land Value: $39,000
  • Market Improvement Value: $181,749

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $160,811

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 22, 2018
  • Current Sale Recording Date: Jun 28, 2018
  • Current Sale Transaction ID: 11476889535
  • Current Sale Price: $188,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2018137951
  • Previous Sale Recording Date: Oct 12, 2005
  • Previous Sale Contract Date: Oct 06, 2005
  • Previous Sale Amount: $198,400
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Mortgage Transaction Date: Jun 28, 2018
  • First Mortgage Loan Amount: $189,898
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2048

    Previous Mortgages

  • Previous Mortgage Lender: MFC MORTGAGE INCORPORATED OF F
  • Previous Mortgage Transaction Date: Oct 12, 2005
  • Previous Mortgage Loan Amount: $128,943
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Nov 01, 2020

About Settlers Creek



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Frequently Asked Questions

What neighborhood is 8090 Settlers Creek Circle located in?
The 8090 Settlers Creek Circle is a located in the neighborhood of Settlers Creek in Settlers Creek, Lakeland.
What is the average sales price for listings in 8090 Settlers Creek Circle?
The average sales price for units in 8090 Settlers Creek Circle is $0 currently.

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