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808 Cardiff Court

808 Cardiff Court, O Fallon, IL 62269
Property in O'Fallon
Sold Apr 27, 2021
$400,000
$414,400 by Trident Home Loans Llc
Mortgage Due May 01, 2051
Sold Oct 31, 2005
$316,500
$253,100 by Jpmorgan Chase Bank Na
Mortgage Due Nov 01, 2035
808 Cardiff Court in O Fallon, IL was first built in 2005 and is 19 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are 4 partial bathrooms. 808 Cardiff Court has 1,680 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 12,632 square feet.

Learn more about the property and building on this page. There is a open porch. For those who need parking, there is a garage. The garage is 39,100 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of B. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 808 Cardiff Court was last sold in Apr 12, 2021 for $400,000. According to our calculations, that's $238.10 per sqft. Prior to that sales transaction, the property was sold for $316,500 in Oct 26, 2005. Current property owners are expected to pay $10,230 in taxes per year. The property on 808 Cardiff Court was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $131,266. To break that down further, the land itself was valued at $16,468. While improvements to the property were assessed at a total of $114,798. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Bedroom Count: 0
  • Bathroom Count: 4
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 12
  • Building Quality: B
  • Construction Type: Frame
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 1,400
  • Garage Type: Garage
  • Garage Square Area: 39,100
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 12,632
  • Total Building Area: 1,680
  • Building Area: 1,680
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,680
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: THORNBURY HILL
  • Land Acres: 0.29
  • Standard Land Use Code: Single family residential
  • Legal Description 1: THORNBURY HILL 9TH ADD LOT 188 A02697513

Ownership

  • Current Owner : MORRIS ALLEN
  • Current Owner 2: MORRIS AMY
  • Previous Owner : GRAY LAWRENCE C
  • Previous Owner 2: GRAY BUNCHUAY
  • Owner Before Previous Owner: FULFORD CONSTRUCTION INC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: O'Fallon Community Consolidated School District 90
  • Census Tract: 504353

Geography

  • District: 06
  • Parcel: 04-16-0-406-007
  • Block: 406
  • Lot: 188
  • Municipality: OFALLON
  • Latitude: 38.6176
  • Longitude: -89.8812

    Address

  • Full Address: 808 Cardiff Ct
  • Address - House Number: 808
  • Address - Street Name: Cardiff
  • Address - Suffix Type: Ct
  • State: IL
  • City Name: O Fallon
  • Carrier Code: R006
  • 4-Digit Zip Code: 6878
  • Zip Code: 62269

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $10,230
  • Tax Rate Code Area: 06005

    Appraisal Valuation

  • Standard Deviation: 0.2198
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 69
  • Final Value: 464,808
  • High Value: 566,981
  • Low Value: 362,634

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $414,400
  • First Open Lien Mortgage Lender: TRIDENT HOME LOANS LLC
  • First Open Lien Mortgage Recording Date: Apr 27, 2021
  • First Open Lien Mortgage Loan Amount: $414,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2051

    Market Valuation

  • Market Total Value: $393,798
  • Market Land Value: $49,404
  • Market Improvement Value: $344,394

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $131,266
  • Assessed Land Value: $16,468
  • Assessed Improvements Value: $114,798

    Sales

  • Current Sale Contract Date: Apr 12, 2021
  • Current Sale Recording Date: Apr 27, 2021
  • Current Sale Transaction ID: 11833916917
  • Current Sale Price: $400,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A02697513
  • Previous Sale Recording Date: Oct 31, 2005
  • Previous Sale Contract Date: Oct 26, 2005
  • Previous Sale Amount: $316,500
  • Previous Sale Document Type: Corporation Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRIDENT HOME LOANS LLC
  • First Mortgage Transaction Date: Apr 27, 2021
  • First Mortgage Loan Amount: $414,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: JPMORGAN CHASE BANK NA
  • Previous Mortgage Transaction Date: Oct 31, 2005
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $253,100
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Nov 01, 2035

About O'Fallon



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Frequently Asked Questions

What neighborhood is 808 Cardiff Court located in?
The 808 Cardiff Court is a located in the neighborhood of O'Fallon in O'Fallon, O Fallon.
What is the average sales price for listings in 808 Cardiff Court?
The average sales price for units in 808 Cardiff Court is $395,000 , or $84/sqft. currently.

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