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7991 Hardy Road

7991 Hardy Road, Hardy, VA 24101
Property in Franklin
Sold Dec 18, 2019
$310,000
$294,500 by Wells Fargo Bank Na
Mortgage Due Jan 01, 2050
7991 Hardy Road in Hardy, VA was first built in 1983 and is 41 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 4 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 7991 Hardy Road has 1,624 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,147 sqft and has been categorized as a finished improved basement. In total, the area measurement of the land is 137,562 square feet.

Learn more about the property and building on this page. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The home has a gable style roof made of composition shingle. Water for the property is sourced from a well system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. For those who need parking, there is a garage. The garage is 320 sqft. There is one available parking space. The condition of the building has been evaluated as good. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a heat pump and being fueled with electricity. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 7991 Hardy Road sold most recently in Dec 11, 2019 for a total of $310,000. If you work out the math, that's approximately a cost of $190.89 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,436 in taxes each year. 7991 Hardy Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $235,400. If we break it down further, the land itself was valued at $55,800. Improvements to the property, however, were assessed at a total of $179,600. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1983
  • Effective Year Built: 1983
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Type: Finished improved basement
  • Basement Area: 1,147
  • Garage Type: Garage
  • Garage Square Area: 320
  • Parking Space Count: 1
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 137,562
  • Total Building Area: 1,624
  • Building Area: 1,624
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 1,624
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 3.158
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Miscellaneous (general)
  • Legal Description 1: RT 634

Ownership

  • Current Owner : HOUSMAN TOMMY L
  • Current Owner 2: HOUSMAN AMY W
  • Previous Owner : WILLIAMS ESTHER M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Franklin County Public Schools
  • Census Tract: 020301

Zoning

  • Zoning: A1

Geography

  • Parcel: 005 00-015 07
  • Municipality: BOONE MILL
  • Latitude: 37.2153
  • Longitude: -79.802

    Address

  • Full Address: 7991 Hardy Rd
  • Address - House Number: 7991
  • Address - Street Name: Hardy
  • Address - Suffix Type: Rd
  • State: VA
  • City Name: Hardy
  • Carrier Code: R005
  • 4-Digit Zip Code: 5233
  • Zip Code: 24101

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,436

    Appraisal Valuation

  • Standard Deviation: 0.2555
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 63
  • Final Value: 393,460
  • High Value: 494,027
  • Low Value: 292,893

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $394,500
  • First Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • First Open Lien Mortgage Recording Date: Dec 18, 2019
  • First Open Lien Mortgage Loan Amount: $294,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2050
  • Second Open Lien Mortgage Lender: ATLANTIC UNION BANK
  • Second Open Lien Mortgage Recording Date: Mar 18, 2021
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Mar 18, 2051

    Market Valuation

  • Market Total Value: $235,400
  • Market Land Value: $55,800
  • Market Improvement Value: $179,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $235,400
  • Assessed Land Value: $55,800
  • Assessed Improvements Value: $179,600

    Sales

  • Current Sale Contract Date: Dec 11, 2019
  • Current Sale Recording Date: Dec 18, 2019
  • Current Sale Transaction ID: 11711674971
  • Current Sale Price: $310,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 190008160

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Dec 18, 2019
  • First Mortgage Loan Amount: $294,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2050

About Franklin



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Frequently Asked Questions

What neighborhood is 7991 Hardy Road located in?
The 7991 Hardy Road is a located in the neighborhood of Franklin in Franklin, Hardy.
What is the average sales price for listings in 7991 Hardy Road?
The average sales price for units in 7991 Hardy Road is $0 currently.

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