78 Smith Street

78 Smith Street has been categorized by the local assessors in Ronkonkoma, NY as a residential type of property. The building on the property was first built in 1930 and is 94 years old. The home has a total of 5 rooms. 2 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 78 Smith Street has 573 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 4,792 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. The exterior walls of the building are made of brick. In terms of heating, it is utilizing a radiant heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 78 Smith Street was last sold in Jan 27, 2022 for $373,000. According to our calculations, that's $650.96 per sqft. Prior to that sales transaction, the property was sold for $200,000 in Aug 5, 2010. Current property owners are expected to pay $0 in taxes per year. The property on 78 Smith Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $930. To break that down further, the land itself was valued at $80. While improvements to the property were assessed at a total of $850. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.