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78 Charnock Hill Road

78 Charnock Hill Road, Rutland, MA 01543
Property in Rutland
Sold Jan 10, 2017
$138,000
$169,830 by Homebridge Financial
Mortgage Due Jan 10, 2047
Sold Jan 11, 2016
$230,744
Local assessors in Rutland, MA have categorized 78 Charnock Hill Road as a residential type of property. The home was built in 1975 and is 49 years old. The property's lot size has been calculated to be 43,560 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a raised ranch style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 9 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 78 Charnock Hill Road has a total of 1,878 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a unknown that is 1,542 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of wood siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 78 Charnock Hill Road was last sold in Jan 1, 1970 for $138,000. According to our calculations, that's $73.48 per sqft. Prior to that sales transaction, the property was sold for $230,744 in Jan 1, 1970. Current property owners are expected to pay $5,568 in taxes per year. The property on 78 Charnock Hill Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $405,800. To break that down further, the land itself was valued at $82,700. While improvements to the property were assessed at a total of $323,100. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Off Street Parking
Garage Parking

Swimming Pool

Above Ground Pool

Condition

Wooded Lot

Facilities

Storage Available

Location

Corner Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1975
  • Effective Year Built: 1975
  • Building Count: 1
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Style: Raised Ranch
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 1,542
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 43,560
  • Total Building Area: 1,878
  • Gross Building Area: 4,529
  • Building Area: 1,878
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,878
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 1
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : QUINN JASON
  • Previous Owner : WEBSTER BANK NA
  • Owner Before Previous Owner: MESZAR 3RD HENRY
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Wachusett School District
  • Census Tract: 721103

Geography

  • Parcel: RUTL M:27 B:A L:2
  • Block: A
  • Lot: 2
  • Municipality: RUTLAND
  • Latitude: 42.3808
  • Longitude: -71.9826

    Address

  • Full Address: 78 Charnock Hill Rd
  • Address - House Number: 78
  • Address - Street Name: Charnock Hill
  • Address - Suffix Type: Rd
  • State: MA
  • City Name: Rutland
  • Carrier Code: R001
  • 4-Digit Zip Code: 1112
  • Zip Code: 01543

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,568

    Appraisal Valuation

  • Standard Deviation: 0.1961
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 73
  • Final Value: 440,289
  • High Value: 526,645
  • Low Value: 353,933

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $381,830
  • First Open Lien Mortgage Lender: HOMEBRIDGE FINANCIAL
  • First Open Lien Mortgage Recording Date: Jan 10, 2017
  • First Open Lien Mortgage Loan Amount: $169,830
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 10, 2047
  • Second Open Lien Mortgage Lender: LEOMINSTER CU
  • Second Open Lien Mortgage Recording Date: Jul 02, 2019
  • Second Open Lien Mortgage Loan Amount: $40,000
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Balloon
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2039
  • Third Open Lien Mortgage Lender: NEWREZ LLC
  • Third Open Lien Mortgage Recording Date: Feb 24, 2020
  • Third Open Lien Mortgage Loan Amount: $172,000
  • Third Open Lien Mortgage Term: 360
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Third Open Lien Mortgage Loan Due Date: Mar 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $405,800
  • Assessed Land Value: $82,700
  • Assessed Improvements Value: $323,100

    Sales

  • Current Sale Recording Date: Jan 10, 2017
  • Current Sale Transaction ID: 1937181798
  • Current Sale Price: $138,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 3298
  • Previous Sale Recording Date: Jan 11, 2016
  • Previous Sale Amount: $230,744
  • Previous Sale Document Type: Foreclosure

    Last Sale Mortgage

  • First Mortgage Lender: HOMEBRIDGE FINANCIAL
  • First Mortgage Transaction Date: Jan 10, 2017
  • First Mortgage Loan Amount: $169,830
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 10, 2047

About Worcester



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Frequently Asked Questions

What neighborhood is 78 Charnock Hill Road located in?
The 78 Charnock Hill Road is a located in the neighborhood of Rutland in Worcester, Rutland.
What is the average sales price for listings in 78 Charnock Hill Road?
The average sales price for units in 78 Charnock Hill Road is $0 currently.

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