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77 West Wooster Street

77 West Wooster Street, Danbury, CT 06810
Property in Danbury
Sold Oct 27, 2020
$295,000
$286,150 by Citizens Bank Of Rhode Island
Mortgage Due Nov 01, 2035
Sold Aug 30, 2018
$270,000
$265,109 by Adams K Shipman Jr
Mortgage Due Aug 30, 2048
77 West Wooster Street has been categorized by the local assessors in Danbury, CT as a residential type of property. The building on the property was first built in 1895 and is 129 years old. The home has a total of 8 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 77 West Wooster Street has 1,904 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 5,663 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as good. The building has a gable style roof made of asphalt. The exterior walls of the building are made of wood siding. In terms of heating, it is utilizing a hot water heating system and being fueled with oil. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 77 West Wooster Street sold most recently in Oct 23, 2020 for a total of $295,000. If you work out the math, that's approximately a cost of $154.94 per sqft. Before that, the property was also sold for $270,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,008 in taxes each year. 77 West Wooster Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $257,530. If we break it down further, the land itself was valued at $60,550. Improvements to the property, however, were assessed at a total of $196,980. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1895
  • Effective Year Built: 1895
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 676
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,663
  • Total Building Area: 1,904
  • Gross Building Area: 3,168
  • Building Area: 1,904
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,904
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.13
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : ESPINOZA ERICK J
  • Current Owner 2: BYOUS JUSTIN
  • Previous Owner : HAY KEVIN
  • Owner Before Previous Owner: WISINEWSKI PATRICIA A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Danbury School District
  • School Tax School District: DANBURY SD
  • Census Tract: 210600

Zoning

  • Zoning: RA8

Geography

  • Account Number: H15209
  • Parcel: DANB M:H15 L:209
  • Lot: 209
  • Municipality: DANBURY
  • Latitude: 41.3857
  • Longitude: -73.4591

    Address

  • Full Address: 77 W Wooster St
  • Address - House Number: 77
  • Street Direction: W
  • Address - Street Name: Wooster
  • Address - Suffix Type: St
  • State: CT
  • City Name: Danbury
  • Carrier Code: C028
  • 4-Digit Zip Code: 7610
  • Zip Code: 06810

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,008

    Appraisal Valuation

  • Standard Deviation: 0.1966
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 60
  • Final Value: 296,788
  • High Value: 355,160
  • Low Value: 238,415

    Open Liens

  • Total Open Liens: 4
  • Total Open Liens Amount: $712,300
  • First Open Lien Mortgage Lender: CITIZENS BANK OF RHODE ISLAND
  • First Open Lien Mortgage Recording Date: Oct 27, 2020
  • First Open Lien Mortgage Loan Amount: $286,150
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Balloon
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2035
  • Second Open Lien Mortgage Lender: CITIZENS BANK OF RHODE ISLAND
  • Second Open Lien Mortgage Recording Date: Oct 27, 2020
  • Second Open Lien Mortgage Loan Amount: $286,150
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2035
  • Third Open Lien Mortgage Lender: CITIZENS BANK
  • Third Open Lien Mortgage Recording Date: May 30, 2023
  • Third Open Lien Mortgage Loan Amount: $50,000
  • Third Open Lien Mortgage Term: 300
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Third Open Lien Mortgage Loan Due Date: Jun 01, 2048
  • Fourth Open Lien Mortgage Lender: CITIZENS BANK
  • Fourth Open Lien Mortgage Recording Date: Feb 15, 2024
  • Fourth Open Lien Mortgage Loan Amount: $90,000
  • Fourth Open Lien Mortgage Term: 300
  • Fourth Open Lien Mortgage Position: 4
  • Fourth Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Fourth Open Lien Mortgage Loan Due Date: Mar 01, 2049

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $257,530
  • Assessed Land Value: $60,550
  • Assessed Improvements Value: $196,980

    Sales

  • Current Sale Contract Date: Oct 23, 2020
  • Current Sale Recording Date: Oct 27, 2020
  • Current Sale Transaction ID: 11798459072
  • Current Sale Price: $295,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 10951660003
  • Previous Sale Recording Date: Aug 30, 2018
  • Previous Sale Amount: $270,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CITIZENS BANK OF RHODE ISLAND
  • First Mortgage Transaction Date: Oct 27, 2020
  • First Mortgage Loan Amount: $286,150
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2035

    Previous Mortgages

  • Previous Mortgage Lender: ADAMS K SHIPMAN JR
  • Previous Mortgage Transaction Date: Aug 30, 2018
  • Previous Mortgage Loan Amount: $265,109
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Aug 30, 2048

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Frequently Asked Questions

What neighborhood is 77 West Wooster Street located in?
The 77 West Wooster Street is a located in the neighborhood of Danbury in Danbury, Danbury.
What is the average sales price for listings in 77 West Wooster Street?
The average sales price for units in 77 West Wooster Street is $0 currently.

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