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75 Elm Street

75 Elm Street, Ansonia, CT 06401
Property in Ansonia
Sold Feb 01, 2016
$55,100
Seller
$3,986,250 by Finance America Llc
Mortgage Due Apr 01, 2032
Sold Jan 06, 2016
$82,278
75 Elm Street has been categorized by the local assessors in Ansonia, CT as a residential type of property. The building on the property was first built in 1996 and is 28 years old. However, we must point out that the home was most recently renovated and altered in 2005. The home has a total of 8 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 75 Elm Street has 1,222 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 4,356 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as good. The building has a gable style roof made of asphalt. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a hot water heating system and being fueled with oil. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 75 Elm Street sold most recently in Jan 1, 1970 for a total of $55,100. If you work out the math, that's approximately a cost of $45.09 per sqft. Before that, the property was also sold for $82,278 in Jan 1, 1970. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $4,037 in taxes each year. 75 Elm Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $153,860. If we break it down further, the land itself was valued at $42,980. Improvements to the property, however, were assessed at a total of $110,880. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1996
  • Effective Year Built: 2005
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 952
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,356
  • Total Building Area: 1,222
  • Gross Building Area: 3,394
  • Building Area: 1,222
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,222
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.1
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : QUICK TIME LLC
  • Previous Owner : FNMA
  • Owner Before Previous Owner: PARKER DIANA M EST
  • Ownership Rights Codes: Company/Corporation
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Ansonia School District
  • School Tax School District: ANSONIA SD
  • Census Tract: 125200

Zoning

  • Zoning: B

Geography

  • Account Number: 44380
  • Parcel: ANSO M:027 B:0002 L:0000
  • Block: 2
  • Municipality: ANSONIA
  • Latitude: 41.3299
  • Longitude: -73.0769

    Address

  • Full Address: 75 Elm St
  • Address - House Number: 75
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: CT
  • City Name: Ansonia
  • Carrier Code: C002
  • 4-Digit Zip Code: 3313
  • Zip Code: 06401

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,037

    Appraisal Valuation

  • Standard Deviation: 0.2314
  • Valuation Date: Jul 26, 2023
  • Confidence Score: 67
  • Final Value: 246,679
  • High Value: 303,762
  • Low Value: 189,596

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $3,986,250
  • First Open Lien Mortgage Lender: FINANCE AMERICA LLC
  • First Open Lien Mortgage Recording Date: Mar 10, 2021
  • First Open Lien Mortgage Loan Amount: $3,986,250
  • First Open Lien Mortgage Term: 132
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2032

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $153,860
  • Assessed Land Value: $42,980
  • Assessed Improvements Value: $110,880

    Sales

  • Current Sale Recording Date: Feb 01, 2016
  • Current Sale Transaction ID: 1438429398
  • Current Sale Price: $55,100
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 156307
  • Previous Sale Recording Date: Jan 06, 2016
  • Previous Sale Amount: $82,278
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: JOHN DALEY
  • First Mortgage Transaction Date: Feb 01, 2016
  • First Mortgage Loan Amount: $50,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

About Ansonia



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Frequently Asked Questions

What neighborhood is 75 Elm Street located in?
The 75 Elm Street is a located in the neighborhood of Ansonia in Ansonia, Ansonia.
What is the average sales price for listings in 75 Elm Street?
The average sales price for units in 75 Elm Street is $0 currently.

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