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74 Prospect Street

74 Prospect Street, Stafford Springs, CT 06076
House in Stafford
Sold Mar 09, 2021
$141,874
$139,303 by First World Mortgage Corporati
Mortgage Due Mar 09, 2051
Sold Jul 01, 2019
$108,500
$106,534 by Norcom Mortgage
Mortgage
Local assessors in Stafford Springs, CT have categorized 74 Prospect Street as a residential type of property. The home was built in 1891 and is 133 years old. The property's lot size has been calculated to be 2,614 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 74 Prospect Street has a total of 979 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a steam heating system is the primary heating source and it is being fueled with oil. The property was last sold in Mar 8, 2021 for $141,874. That's $144.92 per sqft. Prior to that sales transaction, the property was also sold in Jun 20, 2019 for $108,500. 74 Prospect Street was last assessed in 2023. The total value of the property was assessed at $76,580. Specifically, the land the property is located on was valued at $18,130. While improvements on the property were assessed at a total of $58,450. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,009. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Aluminum Siding

Parking

Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1891
  • Effective Year Built: 1891
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 2,614
  • Total Building Area: 979
  • Gross Building Area: 2,047
  • Building Area: 979
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Steam
  • Heated Square Feet: 979
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.06
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : COTTON CATHERINE
  • Previous Owner : EDWARDS JILLIAN S
  • Owner Before Previous Owner: ROBERTSON MICHAEL J
  • Owner Before Previous Owner 2: ROBERTSON LAURA C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Stafford School District
  • School Tax School District: STAFFORD SD
  • Census Tract: 890100

Zoning

  • Zoning: LB

Geography

  • Account Number: 356900
  • Parcel: STAF M:52 L:149
  • Lot: 149
  • Municipality: STAFFORD
  • Latitude: 41.9569
  • Longitude: -72.3105

    Address

  • Full Address: 74 Prospect St
  • Address - House Number: 74
  • Address - Street Name: Prospect
  • Address - Suffix Type: St
  • State: CT
  • City Name: Stafford Springs
  • Carrier Code: C001
  • 4-Digit Zip Code: 1125
  • Zip Code: 06076

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,009

    Appraisal Valuation

  • Standard Deviation: 0.2736
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 45
  • Final Value: 185,253
  • High Value: 235,939
  • Low Value: 134,566

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $151,362
  • First Open Lien Mortgage Lender: FIRST WORLD MORTGAGE CORPORATI
  • First Open Lien Mortgage Recording Date: Mar 09, 2021
  • First Open Lien Mortgage Loan Amount: $139,303
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Mar 09, 2051
  • Second Open Lien Mortgage Lender: CONNECTICUT HOUSING FINANCE AU
  • Second Open Lien Mortgage Recording Date: Mar 09, 2021
  • Second Open Lien Mortgage Loan Amount: $12,059
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: 2nd Mortgage made to cover Down Payment
  • Second Open Lien Mortgage Loan Due Date: Apr 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $76,580
  • Assessed Land Value: $18,130
  • Assessed Improvements Value: $58,450

    Sales

  • Current Sale Contract Date: Mar 08, 2021
  • Current Sale Recording Date: Mar 09, 2021
  • Current Sale Transaction ID: 11825029774
  • Current Sale Price: $141,874
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1477930003
  • Previous Sale Recording Date: Jul 01, 2019
  • Previous Sale Contract Date: Jun 20, 2019
  • Previous Sale Amount: $108,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST WORLD MORTGAGE CORPORATI
  • First Mortgage Transaction Date: Mar 09, 2021
  • First Mortgage Loan Amount: $139,303
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: NORCOM MORTGAGE
  • Previous Mortgage Transaction Date: Jul 01, 2019
  • Previous Mortgage Loan Amount: $106,534
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA

About Stafford Springs



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Frequently Asked Questions

What neighborhood is 74 Prospect Street located in?
The 74 Prospect Street is a house located in the neighborhood of Stafford in Stafford Springs, Stafford Springs.
What is the average sales price for listings in 74 Prospect Street?
The average sales price for units in 74 Prospect Street is $0 currently.

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