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720 East Ferguson Avenue

720 East Ferguson Avenue, Wood River, IL 62095
Property in Wood River
Sold Nov 04, 2008
$67,000
$66,127 by United Community Bank
Mortgage Due Nov 01, 2038
Sold Jan 27, 2003
$60,000
Local assessors in Wood River, IL have categorized 720 East Ferguson Avenue as a residential type of property. The home was built in 1925 and is 99 years old. It was most recently renovated and altered in 1950. The property's lot size has been calculated to be 6,250 square feet. The linear feet between the front and back of the lot was measured at 1,250 ft and the front of the lot was measured at 500 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 720 East Ferguson Avenue has a total of 1,006 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 324 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Lots of unknown were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. The property was last sold in Oct 20, 2008 for $67,000. That's $66.60 per sqft. Prior to that sales transaction, the property was also sold in Jan 17, 2003 for $60,000. 720 East Ferguson Avenue was last assessed in 2022. The total value of the property was assessed at $25,670. Specifically, the land the property is located on was valued at $4,740. While improvements on the property were assessed at a total of $20,930. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,753. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1925
  • Effective Year Built: 1950
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Average
  • Construction Type: Frame
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 324
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 6,250
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,006
  • Gross Building Area: 1,006
  • Building Area: 1,006
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,006
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: DULANEYS FIRST SUBD
  • Land Acres: 0.143
  • Standard Land Use Code: Single family residential
  • Legal Description 1: DULANEYS FIRST SUBD LOT 5 50 X 125

Ownership

  • Current Owner : RAGSDALE CALEB S
  • Previous Owner : SMITH NICHOLAS R
  • Previous Owner 2: SMITH ALYSSA
  • Owner Before Previous Owner: BREWER CHRISTOPHER
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Wood River-Hartford Elementary School District 15
  • School Tax School District: 011
  • Census Tract: 401102

Geography

  • District: 19
  • Parcel: 19-2-08-27-07-205-012
  • Lot: 5
  • Municipality: WOOD RIVER
  • Latitude: 38.8609
  • Longitude: -90.0845

    Address

  • Full Address: 720 E Ferguson Ave
  • Address - House Number: 720
  • Street Direction: E
  • Address - Street Name: Ferguson
  • Address - Suffix Type: Ave
  • State: IL
  • City Name: Wood River
  • Carrier Code: C009
  • 4-Digit Zip Code: 2148
  • Zip Code: 62095

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,753
  • Tax Rate Code Area: 166

    Appraisal Valuation

  • Standard Deviation: 0.1375
  • Valuation Date: Jun 14, 2023
  • Confidence Score: 72
  • Final Value: 95,723
  • High Value: 108,889
  • Low Value: 82,556

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $66,127
  • First Open Lien Mortgage Lender: UNITED COMMUNITY BANK
  • First Open Lien Mortgage Recording Date: Nov 04, 2008
  • First Open Lien Mortgage Loan Amount: $66,127
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2038

    Market Valuation

  • Market Total Value: $77,010
  • Market Land Value: $14,220
  • Market Improvement Value: $62,790

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $25,670
  • Assessed Land Value: $4,740
  • Assessed Improvements Value: $20,930

    Sales

  • Current Sale Contract Date: Oct 20, 2008
  • Current Sale Recording Date: Nov 04, 2008
  • Current Sale Transaction ID: 1147971807
  • Current Sale Price: $67,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2008R51049
  • Previous Sale Recording Date: Jan 27, 2003
  • Previous Sale Contract Date: Jan 17, 2003
  • Previous Sale Amount: $60,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED COMMUNITY BANK
  • First Mortgage Transaction Date: Nov 04, 2008
  • First Mortgage Loan Amount: $66,127
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2038

About Wood River



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Frequently Asked Questions

What neighborhood is 720 East Ferguson Avenue located in?
The 720 East Ferguson Avenue is a located in the neighborhood of Wood River in Wood River, Wood River.
What is the average sales price for listings in 720 East Ferguson Avenue?
The average sales price for units in 720 East Ferguson Avenue is $0 currently.

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