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7182 Banks Street

7182 Banks Street, Waterford, MI 48327
House in Waterford
Sold Oct 01, 2020
$158,000
$126,400 by Flagstar Bank Fsb
Mortgage Due Oct 01, 2050
Sold Aug 24, 2020
$158,150
7182 Banks Street in Waterford, MI was first built in 1950 and is 74 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 7182 Banks Street has 984 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,000 ft and the linear feet between the front and back of the lot is 1,333. In total, the area measurement of the land is 25,091 square feet.

Learn more about the property and building on this page. There is a open porch. The home has a gable style roof. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a garage. The garage is 768 sqft. There are a total of 3 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of D. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. The property was last sold in Sep 29, 2020 for $158,000. That's $160.57 per sqft. Prior to that sales transaction, the property was also sold in Jul 31, 2020 for $158,150. 7182 Banks Street was last assessed in 2023. The total value of the property was assessed at $76,300. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,578. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1950
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 3
  • Building Quality: D
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 984
  • Garage Type: Garage
  • Garage Square Area: 768
  • Parking Space Count: 3
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 25,091
  • Lot Size Depth Feet: 1,333
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 984
  • Building Area: 984
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 984
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SUPERVISORS PLAT NO 45
  • Land Acres: 0.576
  • Standard Land Use Code: Single family residential
  • Legal Description 1: T3N, R9E, SEC 30 SUPERVISOR'S PLAT NO 45 E 101.45 FT OF LOT 2, ALSO E 91.45 FT OF W 341.45 FT OF N 30 FT OF LOT 18

Ownership

  • Current Owner : CHURCH JARED
  • Previous Owner : CHURCH SANDRA
  • Previous Owner 2: CHURCH DONALD
  • Owner Before Previous Owner: LINDSEY THOMAS C
  • Owner Before Previous Owner 2: LINDSEY DEBORAH A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Waterford School District
  • School Tax School District: 63300
  • Census Tract: 145501

Zoning

  • Zoning: SI

Geography

  • District: W
  • Parcel: W -13-30-226-025
  • Lot: 2,18
  • Meridian: SEC 30 TWN 03N RNG 09E
  • Municipality: WATERFORD TWP
  • Latitude: 42.6423
  • Longitude: -83.4286

    Address

  • Full Address: 7182 Banks
  • Address - House Number: 7182
  • Address - Street Name: Banks
  • State: MI
  • City Name: Waterford
  • Carrier Code: R030
  • 4-Digit Zip Code: 3702
  • Zip Code: 48327

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,578

    Appraisal Valuation

  • Standard Deviation: 0.2102
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 71
  • Final Value: 203,897
  • High Value: 246,773
  • Low Value: 161,021

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $126,400
  • First Open Lien Mortgage Lender: FLAGSTAR BANK FSB
  • First Open Lien Mortgage Recording Date: Oct 01, 2020
  • First Open Lien Mortgage Loan Amount: $126,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2050

    Market Valuation

  • Market Total Value: $152,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $76,300

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 29, 2020
  • Current Sale Recording Date: Oct 01, 2020
  • Current Sale Transaction ID: 11791762559
  • Current Sale Price: $158,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202363
  • Previous Sale Recording Date: Aug 24, 2020
  • Previous Sale Contract Date: Jul 31, 2020
  • Previous Sale Amount: $158,150
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FLAGSTAR BANK FSB
  • First Mortgage Transaction Date: Oct 01, 2020
  • First Mortgage Loan Amount: $126,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2050

About Waterford



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Frequently Asked Questions

What neighborhood is 7182 Banks Street located in?
The 7182 Banks Street is a house located in the neighborhood of Waterford in Waterford, Waterford.
What is the average sales price for listings in 7182 Banks Street?
The average sales price for units in 7182 Banks Street is $0 currently.

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