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7181 Bug Creek Road

7181 Bug Creek Road, Cotton, MN 55724
Property in Cotton
Sold Jul 24, 2019
$245,000
$191,100 by Lend Smart Mortgage Llc
Mortgage Due Aug 01, 2049
Sold Feb 06, 2014
$203,000
$162,400 by Us Bank Na
Mortgage Due Feb 01, 2044
7181 Bug Creek Road has been categorized by the local assessors in Cotton, MN as a residential type of property. The home has a total of 2 rooms. 2 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 7181 Bug Creek Road has 768 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 576 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 1,742,400 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 768 sqft. Residents will have the luxury of enjoying a open porch. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The exterior walls of the building are made of wood. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, the home is utilizing gas. There is a single fireplace in the home. Perfect for those wintery nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 7181 Bug Creek Road was last sold in Jul 19, 2019 for $245,000. According to our calculations, that's $319.01 per sqft. Prior to that sales transaction, the property was sold for $203,000 in Jan 31, 2014. Current property owners are expected to pay $1,878 in taxes per year. The property on 7181 Bug Creek Road was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $220,600. To break that down further, the land itself was valued at $73,200. While improvements to the property were assessed at a total of $147,400. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Total Rooms: 2
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 576
  • Garage Type: Garage
  • Garage Square Area: 768
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 1,742,400
  • Total Building Area: 768
  • Gross Building Area: 768
  • Building Area: 768
  • Building Area Measurement: Gross Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 768
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: COTTON TOWN OF
  • Land Acres: 40
  • Standard Land Use Code: Single family residential
  • Legal Description 1: GOVT LOT 7 AND E 545.33 FT OF GOVT LOT 6 SERIAL #

Ownership

  • Current Owner : THURSTON CAROLYN JOSEPHINE
  • Current Owner 2: CAREY BENJAMIN
  • Previous Owner : BERGSTROM TAYLOR R
  • Previous Owner 2: BERGSTROM LAURA
  • Owner Before Previous Owner: LASZEWSKI KRIS M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Louis County School District
  • School Tax School District: 2142
  • Census Tract: 011402

Zoning

  • Zoning: SMU

Geography

  • Account Number: 1074465
  • District: 305
  • Parcel: 305-0020-02230
  • Lot: 6-7
  • Meridian: SEC 13 TWN 54N RNG 17W
  • Municipality: TOWN OF COTTON
  • Latitude: 47.1634
  • Longitude: -92.4412

    Address

  • Full Address: 7181 Bug Creek Rd
  • Address - House Number: 7181
  • Address - Street Name: Bug Creek
  • Address - Suffix Type: Rd
  • State: MN
  • City Name: Cotton
  • Carrier Code: H001
  • 4-Digit Zip Code: 8004
  • Zip Code: 55724

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,878
  • Tax Rate Code Area: TOWN OF CO

    Appraisal Valuation

  • Standard Deviation: 0.2092
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 71
  • Final Value: 314,877
  • High Value: 380,762
  • Low Value: 248,991

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $191,100
  • First Open Lien Mortgage Lender: LEND SMART MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jul 24, 2019
  • First Open Lien Mortgage Loan Amount: $191,100
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2049

    Market Valuation

  • Market Total Value: $220,600
  • Market Land Value: $73,200
  • Market Improvement Value: $147,400

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $220,600
  • Assessed Land Value: $73,200
  • Assessed Improvements Value: $147,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 19, 2019
  • Current Sale Recording Date: Jul 24, 2019
  • Current Sale Transaction ID: 11626819932
  • Current Sale Price: $245,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1359224
  • Previous Sale Recording Date: Feb 06, 2014
  • Previous Sale Contract Date: Jan 31, 2014
  • Previous Sale Amount: $203,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LEND SMART MORTGAGE LLC
  • First Mortgage Transaction Date: Jul 24, 2019
  • First Mortgage Loan Amount: $191,100
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: US BANK NA
  • Previous Mortgage Transaction Date: Feb 06, 2014
  • Previous Mortgage Loan Amount: $162,400
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 01, 2044

About St. Louis



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Frequently Asked Questions

What neighborhood is 7181 Bug Creek Road located in?
The 7181 Bug Creek Road is a located in the neighborhood of Cotton in St. Louis, Cotton.
What is the average sales price for listings in 7181 Bug Creek Road?
The average sales price for units in 7181 Bug Creek Road is $0 currently.

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