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715 West Willow Street

715 West Willow Street, Cherokee, IA 51012
Property in Cherokee
Sold Jan 22, 2019
$17,000
$43,500 by North Star Community Cu
Mortgage Due Jan 22, 2039
Sold Sep 02, 2016
$24,250
$18,150 by North Star Community Cu
Mortgage Due Sep 10, 2036
Local assessors in Cherokee, IA have categorized 715 West Willow Street as a residential type of property. The home was built in 1915 and is 109 years old. The property's lot size has been calculated to be 5,000 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 500 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 715 West Willow Street has a total of 1,440 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 720 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 288 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of asphalt. Lots of wood siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of plaster. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 715 West Willow Street was last sold in Jan 14, 2019 for $17,000. According to our calculations, that's $11.81 per sqft. Prior to that sales transaction, the property was sold for $24,250 in Aug 18, 2016. Current property owners are expected to pay $1,126 in taxes per year. The property on 715 West Willow Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $73,030. To break that down further, the land itself was valued at $9,560. While improvements to the property were assessed at a total of $63,470. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1915
  • Effective Year Built: 1915
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 1
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 720
  • Garage Type: Detached
  • Garage Square Area: 288
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 5,000
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,440
  • Gross Building Area: 1,440
  • Building Area: 1,440
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,440
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: TOWN LT COS 6TH ADD
  • Land Acres: 0.115
  • Standard Land Use Code: Single family residential
  • Legal Description 1: N100' LOT 4 BLK 48 TOWN LOT COS 6TH ADD 6778

Ownership

  • Current Owner : PHIPPS AMY A
  • Previous Owner : WARD DAVID
  • Previous Owner 2: WARD SANDRA
  • Owner Before Previous Owner: FEDERAL HOME LOAN MORTGAGE CORPORATION

Neighborhood

  • School District Name: Cherokee Community School District
  • School Tax School District: CHEROKEE
  • Census Tract: 080102

Geography

  • Assessors Map Reference: PM 727379008
  • Section: 27
  • Parcel: 0727379008
  • Block: 48
  • Lot: 4
  • Municipality: CHEROKEE INC
  • Latitude: 42.7504
  • Longitude: -95.5588

    Address

  • Full Address: 715 W Willow St
  • Address - House Number: 715
  • Street Direction: W
  • Address - Street Name: Willow
  • Address - Suffix Type: St
  • State: IA
  • City Name: Cherokee
  • Carrier Code: C002
  • 4-Digit Zip Code: 1710
  • Zip Code: 51012

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,126

    Appraisal Valuation

  • Standard Deviation: 0.2661
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 62
  • Final Value: 76,850
  • High Value: 97,303
  • Low Value: 56,397

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $43,500
  • First Open Lien Mortgage Lender: NORTH STAR COMMUNITY CU
  • First Open Lien Mortgage Recording Date: Jan 22, 2019
  • First Open Lien Mortgage Loan Amount: $43,500
  • First Open Lien Mortgage Term: 240
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • First Open Lien Mortgage Loan Due Date: Jan 22, 2039

    Market Valuation

  • Market Total Value: $73,030
  • Market Land Value: $9,560
  • Market Improvement Value: $63,470

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $73,030
  • Assessed Land Value: $9,560
  • Assessed Improvements Value: $63,470

    Sales

  • Current Sale Contract Date: Jan 14, 2019
  • Current Sale Recording Date: Jan 22, 2019
  • Current Sale Transaction ID: 11570763498
  • Current Sale Price: $17,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019 0143
  • Previous Sale Recording Date: Sep 02, 2016
  • Previous Sale Contract Date: Aug 18, 2016
  • Previous Sale Amount: $24,250
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: NORTH STAR COMMUNITY CU
  • First Mortgage Transaction Date: Jan 22, 2019
  • First Mortgage Loan Amount: $43,500
  • First Mortgage Terms: 240
  • First Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • First Mortgage Loan Due Date: Jan 22, 2039

    Previous Mortgages

  • Previous Mortgage Lender: NORTH STAR COMMUNITY CU
  • Previous Mortgage Transaction Date: Sep 02, 2016
  • Previous Mortgage Loan Amount: $18,150
  • Previous Mortgage Term: 240
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • Previous Mortgage Loan Due Date: Sep 10, 2036

About Cherokee



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Frequently Asked Questions

What neighborhood is 715 West Willow Street located in?
The 715 West Willow Street is a located in the neighborhood of Cherokee in Cherokee, Cherokee.
What is the average sales price for listings in 715 West Willow Street?
The average sales price for units in 715 West Willow Street is $0 currently.

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