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708 White Oak Drive

708 White Oak Drive, O Fallon, IL 62269
Property in O'Fallon
Sold Dec 21, 2017
$207,500
$214,347 by Endeavor Capital Llc
Mortgage Due Jan 01, 2048
Sold Nov 22, 2013
$200,000
$170,000 by Bank Of Ofallon
Mortgage Due Dec 01, 2016
Local assessors in O Fallon, IL have categorized 708 White Oak Drive as a residential type of property. The home was built in 1970 and is 54 years old. It was most recently renovated and altered in 1995. The property's lot size has been calculated to be 10,019 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a multifamily style. There are also 10 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 708 White Oak Drive has a total of 2,048 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Residents rely on central air conditioning for their cooling system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 708 White Oak Drive sold most recently in Dec 15, 2017 for a total of $207,500. If you work out the math, that's approximately a cost of $101.32 per sqft. Before that, the property was also sold for $200,000 in Nov 21, 2013. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,058 in taxes each year. 708 White Oak Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $64,894. If we break it down further, the land itself was valued at $9,033. Improvements to the property, however, were assessed at a total of $55,861. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1970
  • Effective Year Built: 1995
  • Bedroom Count: 0
  • Bathroom Count: 10
  • Partial Bathrooms: 10
  • Bathroom Plumbing Fixtures: 28
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Multifamily
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,019
  • Total Building Area: 2,048
  • Building Area: 2,048
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 2,048
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: FAIRWOOD WEST
  • Land Acres: 0.23
  • Standard Land Use Code: Single family residential
  • Legal Description 1: FAIRWOOD WEST 3RD ADD LOT/SEC-12 A02562462

Ownership

  • Current Owner : GORDON JARED
  • Previous Owner : BRADEN DAVID
  • Previous Owner 2: BRADEN CHARITY
  • Owner Before Previous Owner: BRADSHAW PROPERTY GROUP LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: O'Fallon Community Consolidated School District 90
  • Census Tract: 504355

Geography

  • District: 06
  • Parcel: 04-19-0-405-002
  • Block: 405
  • Municipality: OFALLON
  • Latitude: 38.5999
  • Longitude: -89.913

    Address

  • Full Address: 708 White Oak Dr
  • Address - House Number: 708
  • Address - Street Name: White Oak
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: O Fallon
  • Carrier Code: C008
  • 4-Digit Zip Code: 7318
  • Zip Code: 62269

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,058
  • Tax Rate Code Area: 06005

    Appraisal Valuation

  • Standard Deviation: 0.2474
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 65
  • Final Value: 292,657
  • High Value: 365,084
  • Low Value: 220,230

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $214,347
  • First Open Lien Mortgage Lender: ENDEAVOR CAPITAL LLC
  • First Open Lien Mortgage Recording Date: Dec 21, 2017
  • First Open Lien Mortgage Loan Amount: $214,347
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2048

    Market Valuation

  • Market Total Value: $194,682
  • Market Land Value: $27,099
  • Market Improvement Value: $167,583

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $64,894
  • Assessed Land Value: $9,033
  • Assessed Improvements Value: $55,861

    Sales

  • Current Sale Contract Date: Dec 15, 2017
  • Current Sale Recording Date: Dec 21, 2017
  • Current Sale Transaction ID: 11342565793
  • Current Sale Price: $207,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A02562462
  • Previous Sale Recording Date: Nov 22, 2013
  • Previous Sale Contract Date: Nov 21, 2013
  • Previous Sale Amount: $200,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ENDEAVOR CAPITAL LLC
  • First Mortgage Transaction Date: Dec 21, 2017
  • First Mortgage Loan Amount: $214,347
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jan 01, 2048

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF OFALLON
  • Previous Mortgage Transaction Date: Nov 22, 2013
  • Previous Mortgage Financing Type: Unknown
  • Previous Mortgage Loan Amount: $170,000
  • Previous Mortgage Term: 36
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Dec 01, 2016

About O'Fallon



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Nearby Rentals

Unit for rent at 120 West 7th Street, O'Fallon, IL, 62269

$950 /mo

  • 2 Beds
  • 1 Bath
  • 992 ft²
120 West 7th Street, O'Fallon, IL, 62269 Listing by Christopher Mendola

Frequently Asked Questions

What neighborhood is 708 White Oak Drive located in?
The 708 White Oak Drive is a located in the neighborhood of O'Fallon in O'Fallon, O Fallon.
What is the average sales price for listings in 708 White Oak Drive?
The average sales price for units in 708 White Oak Drive is $0 currently.

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