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707 Oak Trail Lane

707 Oak Trail Lane, O Fallon, MO 63366
Property in O'Fallon
Sold Nov 18, 2021
$425,000
$340,000 by Central Trust Bank
Mortgage Due Dec 01, 2051
Sold Jan 04, 2007
$313,500
$250,800 by Cornerstone Mortgage Inc
Mortgage Due Jan 01, 2037
Local assessors in O Fallon, MO have categorized 707 Oak Trail Lane as a residential type of property. The home was built in 1975 and is 49 years old. The property's lot size has been calculated to be 162,479 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 4 full bathrooms. There are also 4 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 707 Oak Trail Lane has a total of 2,926 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 1,426 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has both a open porch and a screened patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of asphalt. Lots of masonry were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 707 Oak Trail Lane sold most recently in Nov 15, 2021 for a total of $425,000. If you work out the math, that's approximately a cost of $126.79 per sqft. Before that, the property was also sold for $313,500 in Dec 27, 2006. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,020 in taxes each year. 707 Oak Trail Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $66,485. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1975
  • Effective Year Built: 1975
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 4
  • Full Bathrooms: 4
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Masonry
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 1,426
  • Parking Space Count: 0
  • Patio Type: Patio - screened
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 162,479
  • Total Building Area: 3,352
  • Gross Building Area: 3,352
  • Building Area: 2,926
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,926
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: COUNTRY LIFE EST
  • Land Acres: 3.73
  • Standard Land Use Code: Single family residential
  • Legal Description 1: COUNTRY LIFE EST LOT 11

Ownership

  • Current Owner : RHOADES HAYDEN D
  • Current Owner 2: RHOADES BARBARA A
  • Previous Owner : PIAZZA PAUL E
  • Previous Owner 2: PIAZZA SARAH P
  • Owner Before Previous Owner: PINZ ANDREW T
  • Owner Before Previous Owner 2: PINZ ANGELA R
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Fort Zumwalt R-II School District
  • School Tax School District: FORT ZUMWALT
  • Census Tract: 311801

Zoning

  • Zoning: AE9

Geography

  • Account Number: 325330A010
  • District: 200
  • Parcel: 2-0043-5075-00-0011.0000000
  • Lot: 11
  • Municipality: UNINCORPORATED
  • Latitude: 38.8268
  • Longitude: -90.738

    Address

  • Full Address: 707 Oak Trail Ln
  • Address - House Number: 707
  • Address - Street Name: Oak Trail
  • Address - Suffix Type: Ln
  • State: MO
  • City Name: O Fallon
  • Carrier Code: R012
  • 4-Digit Zip Code: 1424
  • Zip Code: 63366

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,020
  • Tax Rate Code Area: 2

    Appraisal Valuation

  • Standard Deviation: 0.2126
  • Valuation Date: Oct 04, 2023
  • Confidence Score: 71
  • Final Value: 403,387
  • High Value: 489,181
  • Low Value: 317,593

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $420,000
  • First Open Lien Mortgage Lender: CENTRAL TRUST BANK
  • First Open Lien Mortgage Recording Date: Nov 18, 2021
  • First Open Lien Mortgage Loan Amount: $340,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051
  • Second Open Lien Mortgage Lender: CENTRAL TRUST BANK, THE
  • Second Open Lien Mortgage Recording Date: Sep 29, 2023
  • Second Open Lien Mortgage Loan Amount: $80,000
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Oct 01, 2043

    Market Valuation

  • Market Total Value: $349,921
  • Market Land Value: $74,900
  • Market Improvement Value: $275,021

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $66,485

    Sales

  • Current Sale Contract Date: Nov 15, 2021
  • Current Sale Recording Date: Nov 18, 2021
  • Current Sale Transaction ID: 11869204530
  • Current Sale Price: $425,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021R-094757
  • Previous Sale Recording Date: Jan 04, 2007
  • Previous Sale Contract Date: Dec 27, 2006
  • Previous Sale Amount: $313,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CENTRAL TRUST BANK
  • First Mortgage Transaction Date: Nov 18, 2021
  • First Mortgage Loan Amount: $340,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: CORNERSTONE MORTGAGE INC
  • Previous Mortgage Transaction Date: Jan 04, 2007
  • Previous Mortgage Loan Amount: $250,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jan 01, 2037

About O'Fallon



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Frequently Asked Questions

What neighborhood is 707 Oak Trail Lane located in?
The 707 Oak Trail Lane is a located in the neighborhood of O'Fallon in O'Fallon, O Fallon.
What is the average sales price for listings in 707 Oak Trail Lane?
The average sales price for units in 707 Oak Trail Lane is $0 currently.

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