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705 Watts Street

705 Watts Street, Cherryville, NC 28021
Property in Gaston
Sold Jan 16, 2015
$88,000
$86,406 by C & F Mortgage Corp
Mortgage Due Feb 01, 2045
Sold Jun 29, 2001
$84,000
$79,800 by Cherryville Fsla
Mortgage Due Jul 01, 2031
705 Watts Street in Cherryville, NC was first built in 1967 and is 57 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 705 Watts Street has 1,363 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 15,246 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of shingle (not wood). The quality of the control joints have been graded by the local assessor with a letter grade of C. The exterior walls of the home are made of brick veneer. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 705 Watts Street was last sold in Jan 16, 2015 for $88,000. According to our calculations, that's $64.56 per sqft. Prior to that sales transaction, the property was sold for $84,000 in Jun 29, 2001. Current property owners are expected to pay $1,967 in taxes per year. The property on 705 Watts Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $180,420. To break that down further, the land itself was valued at $14,000. While improvements to the property were assessed at a total of $166,420. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1967
  • Effective Year Built: 1967
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 15,246
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,363
  • Building Area: 1,363
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,363
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.35
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential common area (condo/pud/etc.)
  • Legal Description 1: H C HARRELSON PARK BLK F L 19-23 06 007 062 06 000

Ownership

  • Current Owner : MAURITZ ROSA E
  • Previous Owner : HUFFMAN BRANDON SCOTT
  • Previous Owner 2: HUFFMAN JODI D
  • Owner Before Previous Owner: FORD CHARLES EUGENE
  • Owner Before Previous Owner 2: FORD CHRISTIE SPURLING
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: CHERRYVILLE CIT
  • Census Tract: 030602

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: MP 16 PG 58
  • District: CHERRYVILLE
  • Parcel: 130150
  • Block: F
  • Municipality: CHERRYVILLE CITY
  • Latitude: 35.3845
  • Longitude: -81.3905

    Address

  • Full Address: 705 Watts St
  • Address - House Number: 705
  • Address - Street Name: Watts
  • Address - Suffix Type: St
  • State: NC
  • City Name: Cherryville
  • Carrier Code: C002
  • 4-Digit Zip Code: 2347
  • Zip Code: 28021

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,967

    Appraisal Valuation

  • Standard Deviation: 0.2613
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 62
  • Final Value: 215,703
  • High Value: 272,075
  • Low Value: 159,332

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $88,998
  • First Open Lien Mortgage Lender: C & F MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Jan 16, 2015
  • First Open Lien Mortgage Loan Amount: $86,406
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2045
  • Second Open Lien Mortgage Lender: NORTH CAROLINA HOUSING FINANCE
  • Second Open Lien Mortgage Recording Date: Jan 16, 2015
  • Second Open Lien Mortgage Loan Amount: $2,592
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)

    Market Valuation

  • Market Total Value: $107,220
  • Market Land Value: $9,000
  • Market Improvement Value: $98,220

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $180,420
  • Assessed Land Value: $14,000
  • Assessed Improvements Value: $166,420

    Sales

  • Current Sale Contract Date: Jan 16, 2015
  • Current Sale Recording Date: Jan 16, 2015
  • Current Sale Transaction ID: 1170378571
  • Current Sale Price: $88,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jun 29, 2001
  • Previous Sale Contract Date: Jun 29, 2001
  • Previous Sale Amount: $84,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: C & F MORTGAGE CORP
  • First Mortgage Transaction Date: Jan 16, 2015
  • First Mortgage Loan Amount: $86,406
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Feb 01, 2045

    Previous Mortgages

  • Previous Mortgage Lender: CHERRYVILLE FSLA
  • Previous Mortgage Transaction Date: Jun 29, 2001
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $79,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Jul 01, 2031

About Cherryville



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Frequently Asked Questions

What neighborhood is 705 Watts Street located in?
The 705 Watts Street is a located in the neighborhood of Gaston in Cherryville, Cherryville.
What is the average sales price for listings in 705 Watts Street?
The average sales price for units in 705 Watts Street is $0 currently.

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