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704 Owatonna Street

704 Owatonna Street, Mankato, MN 56001
Property in Mankato
Sold Oct 12, 2017
$155,000
$152,192 by Bankvista
Mortgage Due Oct 01, 2047
Sold Sep 28, 2007
$119,000
Buyer
Seller
Local assessors in Mankato, MN have categorized 704 Owatonna Street as a residential type of property. The home was built in 1939 and is 85 years old. The property's lot size has been calculated to be 6,666 square feet. The linear feet between the front and back of the lot was measured at 500 ft and the front of the lot was measured at 1,320 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a a-frame style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 704 Owatonna Street has a total of 1,497 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,109 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 209 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with metal control joints. The building has a gable style roof that was made of shingle (not wood). Lots of metal were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. The property was last sold in Sep 29, 2017 for $155,000. That's $103.54 per sqft. Prior to that sales transaction, the property was also sold in Sep 28, 2007 for $119,000. 704 Owatonna Street was last assessed in 2023. The total value of the property was assessed at $202,700. Specifically, the land the property is located on was valued at $29,500. While improvements on the property were assessed at a total of $173,200. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,506. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1939
  • Effective Year Built: 1939
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 1
  • Building Condition: Good
  • Construction Type: Metal
  • Building Style: A-frame
  • Exterior Walls Type: Metal
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 1,109
  • Garage Type: Attached
  • Garage Square Area: 209
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 6,666
  • Lot Size Depth Feet: 500
  • Lot Size Frontage Feet: 1,320
  • Total Building Area: 1,497
  • Gross Building Area: 1,497
  • Building Area: 1,497
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,497
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: AUDITORS PLAT 38
  • Land Acres: 0.153
  • Standard Land Use Code: Single family residential
  • Legal Description 1: AUDITORS PLAT 38 008 000 00

Ownership

  • Current Owner : KOK MARY
  • Previous Owner : LING JUSTIN M
  • Previous Owner 2: LING BROOK
  • Owner Before Previous Owner: BERG ROBERT D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mankato Public School District
  • School Tax School District: MANKATO CITY
  • Census Tract: 170800

Geography

  • Parcel: R01.08.13.332.008
  • Lot: 8
  • Municipality: MANKATO CITY
  • Latitude: 44.1569
  • Longitude: -94.0211

    Address

  • Full Address: 704 Owatonna St
  • Address - House Number: 704
  • Address - Street Name: Owatonna
  • Address - Suffix Type: St
  • State: MN
  • City Name: Mankato
  • Carrier Code: C006
  • 4-Digit Zip Code: 2117
  • Zip Code: 56001

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $2,506
  • Tax Rate Code Area: MANKATO CI

    Appraisal Valuation

  • Standard Deviation: 0.1437
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 82
  • Final Value: 227,515
  • High Value: 260,212
  • Low Value: 194,819

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $304,384
  • First Open Lien Mortgage Lender: BANKVISTA
  • First Open Lien Mortgage Recording Date: Oct 12, 2017
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $152,192
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2047
  • Second Open Lien Mortgage Lender: MANKATO CITY (MN)
  • Second Open Lien Mortgage Recording Date: Oct 12, 2017
  • Second Open Lien Mortgage Financing Type: Fixed Rate
  • Second Open Lien Mortgage Loan Amount: $152,192
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Oct 01, 2047

    Market Valuation

  • Market Total Value: $202,700
  • Market Land Value: $29,500
  • Market Improvement Value: $173,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $202,700
  • Assessed Land Value: $29,500
  • Assessed Improvements Value: $173,200

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 29, 2017
  • Current Sale Recording Date: Oct 12, 2017
  • Current Sale Transaction ID: 1397574173
  • Current Sale Price: $155,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: T131488
  • Previous Sale Recording Date: Sep 28, 2007
  • Previous Sale Contract Date: Sep 28, 2007
  • Previous Sale Amount: $119,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANKVISTA
  • First Mortgage Transaction Date: Oct 12, 2017
  • First Mortgage Loan Amount: $152,192
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2047
  • Second Mortgage Lender: MANKATO CITY (MN)
  • Second Mortgage Transaction Date: Oct 12, 2017
  • Second Current Mortgage Financing Type: Fixed Rate
  • Second Mortgage Loan Amount: $152,192
  • Second Mortgage Terms: 360
  • Second Mortgage Loan Type: New Conventional

    Financing

  • First Mortgage Financing Type: Fixed Rate

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Frequently Asked Questions

What neighborhood is 704 Owatonna Street located in?
The 704 Owatonna Street is a located in the neighborhood of Mankato in Mankato, Mankato.
What is the average sales price for listings in 704 Owatonna Street?
The average sales price for units in 704 Owatonna Street is $0 currently.

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