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7020 Springridge Way

7020 Springridge Way, Elk Grove, CA 95758
Sold Jul 20, 2010
$155,000
$175,000 by East West Bank
Mortgage Due Jul 12, 2047
Sold Nov 24, 2003
$244,000
$214,000 by Irwin Mortgage Corp
Mortgage Due Dec 01, 2033
7020 Springridge Way in Elk Grove, CA was first built in 1998 and is 26 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 7020 Springridge Way has 1,215 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 3,645 square feet.

Learn more about the property and building on this page. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The roof of the home is made of wood shake/ shingles. For those who need parking, there is a garage. The garage is 360 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Jun 8, 2010 for $155,000. That's $127.57 per sqft. Prior to that sales transaction, the property was also sold in Nov 19, 2003 for $244,000. 7020 Springridge Way was last assessed in 2023. The total value of the property was assessed at $190,860. Specifically, the land the property is located on was valued at $86,194. While improvements on the property were assessed at a total of $104,666. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $2,449. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Roof Cover Type: Wood shake/ shingles
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 360
  • Parking Space Count: 2
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 3,645
  • Total Building Area: 1,215
  • Gross Building Area: 1,215
  • Building Area: 1,215
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,215
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: COTTAGES AT LAGUNA PARK, THE 03
  • Land Acres: 0.084
  • Standard Land Use Code: Single family residential
  • Legal Description 1: COTTAGES AT LAGUNA PARK, THE 03, LOT 144

Ownership

  • Current Owner : HO JOSEPHINE
  • Previous Owner : NORONO REMEGIO C
  • Previous Owner 2: NORONO DIOSDADA D
  • Owner Before Previous Owner: DIAS ROBERT

Neighborhood

  • School District Name: Elk Grove Unified School District
  • Census Tract: 009614

Zoning

  • Zoning: RD-10

Geography

  • Parcel: 116-1120-003-0000
  • Lot: 144
  • Municipality: ELK GROVE, CITY OF
  • Latitude: 38.4309
  • Longitude: -121.422

    Address

  • Full Address: 7020 Springridge Way
  • Address - House Number: 7020
  • Address - Street Name: Springridge
  • Address - Suffix Type: Way
  • State: CA
  • City Name: Elk Grove
  • Carrier Code: R038
  • 4-Digit Zip Code: 6323
  • Zip Code: 95758

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,449
  • Tax Rate Code Area: 07-007

    Appraisal Valuation

  • Standard Deviation: 0.1853
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 78
  • Final Value: 482,488
  • High Value: 564,910
  • Low Value: 400,066

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $175,000
  • First Open Lien Mortgage Lender: EAST WEST BANK
  • First Open Lien Mortgage Recording Date: Jul 25, 2017
  • First Open Lien Mortgage Financing Type: Variable
  • First Open Lien Mortgage Loan Amount: $175,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • First Open Lien Mortgage Loan Due Date: Jul 12, 2047

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $190,860
  • Assessed Land Value: $86,194
  • Assessed Improvements Value: $104,666

    Sales

  • Current Sale Contract Date: Jun 08, 2010
  • Current Sale Recording Date: Jul 20, 2010
  • Current Sale Transaction ID: 1046794451
  • Current Sale Price: $155,000
  • Current Sale Document Type: Grant Deed
  • Previous Sale Recording Date: Nov 24, 2003
  • Previous Sale Contract Date: Nov 19, 2003
  • Previous Sale Amount: $244,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN PACIFIC MORTGAGE CORP
  • First Mortgage Transaction Date: Jul 20, 2010
  • First Mortgage Loan Amount: $100,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2025

    Previous Mortgages

  • Previous Mortgage Lender: IRWIN MORTGAGE CORP
  • Previous Mortgage Transaction Date: Nov 24, 2003
  • Previous Mortgage Loan Amount: $214,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Dec 01, 2033

About Laguna Park



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Frequently Asked Questions

What neighborhood is 7020 Springridge Way located in?
The 7020 Springridge Way is a located in the neighborhood of Cottages at Laguna Park in Laguna Park, Elk Grove.
What is the average sales price for listings in 7020 Springridge Way?
The average sales price for units in 7020 Springridge Way is $0 currently.

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