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7020 Southcreek Drive

7020 Southcreek Drive, Owens Cross Roads, AL 35763
Property in Creekstone
Sold Jan 22, 2019
$320,000
$480,000 by New South Mortgage
Mortgage
Sold Dec 11, 2012
$297,000
$282,150 by Progress Bank & Trust
Mortgage Due Jan 01, 2038
7020 Southcreek Drive has been categorized by the local assessors in Owens Cross Roads, AL as a residential type of property. The building on the property was first built in 2006 and is 18 years old. Residents will have access to 3 full bathrooms. There are 4 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 7020 Southcreek Drive has 4,488 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,500 ft and across the front of the lot is 950 ft. The area measurement of the land has been determined as 14,244 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as excellent. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of brick. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Jan 11, 2019 for $320,000. That's $71.30 per sqft. Prior to that sales transaction, the property was also sold in Nov 2, 2012 for $297,000. 7020 Southcreek Drive was last assessed in 2023. The total value of the property was assessed at $51,300. Specifically, the land the property is located on was valued at $8,000. While improvements on the property were assessed at a total of $43,300. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,620. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Bedroom Count: 0
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 28
  • Building Condition: Excellent
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 14,244
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 950
  • Total Building Area: 4,488
  • Building Area: 4,488
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 4,488
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CREEKSTONE SUBDIVISION
  • Land Acres: 0.327
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 63 CREEKSTONE SUBDIVISION PHASE III PB # 20050126000048330

Ownership

  • Current Owner : NICHOLSON LYDIA F
  • Previous Owner : PRIEST LAURA D
  • Previous Owner 2: PRIEST ROY G
  • Owner Before Previous Owner: US BANK NATIONAL ASSN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Huntsville City School District
  • Census Tract: 010904

Geography

  • Account Number: 485090
  • Parcel: 18-07-36-0-000-069.123
  • Lot: 63
  • Meridian: SEC 36 TWN 04S RNG 01E
  • Municipality: HUNTSVILLE
  • Latitude: 34.6425
  • Longitude: -86.4814

    Address

  • Full Address: 7020 Southcreek Dr Se
  • Address - House Number: 7020
  • Street Segment Direction: SE
  • Address - Street Name: Southcreek
  • Address - Suffix Type: Dr
  • State: AL
  • City Name: Owens Cross Roads
  • Carrier Code: R011
  • 4-Digit Zip Code: 9185
  • Zip Code: 35763

Valuation

    Tax

  • Total Area: 4,897
  • Tax Year: 2023
  • Tax Amount: $2,620

    Appraisal Valuation

  • Standard Deviation: 0.2418
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 66
  • Final Value: 700,943
  • High Value: 870,439
  • Low Value: 531,448

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $480,000
  • First Open Lien Mortgage Lender: NEW SOUTH MORTGAGE
  • First Open Lien Mortgage Recording Date: Jan 22, 2019
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $480,000
  • First Open Lien Mortgage Term: 999
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Reverse Mortgage (Home Equity Conversion Mortgage)

    Market Valuation

  • Market Total Value: $512,900
  • Market Land Value: $80,000
  • Market Improvement Value: $432,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $51,300
  • Assessed Land Value: $8,000
  • Assessed Improvements Value: $43,300

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 11, 2019
  • Current Sale Recording Date: Jan 22, 2019
  • Current Sale Transaction ID: 11562104610
  • Current Sale Price: $320,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20190122000003705
  • Previous Sale Recording Date: Dec 11, 2012
  • Previous Sale Contract Date: Nov 02, 2012
  • Previous Sale Amount: $297,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: NEW SOUTH MORTGAGE
  • First Mortgage Transaction Date: Jan 22, 2019
  • First Mortgage Loan Amount: $480,000
  • First Mortgage Terms: 999
  • First Mortgage Loan Type: Reverse Mortgage (Home Equity Conversion Mortgage)

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: PROGRESS BANK & TRUST
  • Previous Mortgage Transaction Date: Dec 11, 2012
  • Previous Mortgage Loan Amount: $282,150
  • Previous Mortgage Term: 300
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2038

About Creekstone



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Frequently Asked Questions

What neighborhood is 7020 Southcreek Drive located in?
The 7020 Southcreek Drive is a located in the neighborhood of Creekstone in Creekstone, Owens Cross Roads.
What is the average sales price for listings in 7020 Southcreek Drive?
The average sales price for units in 7020 Southcreek Drive is $0 currently.

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