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700 Royal Palm Road

700 Royal Palm Road, Panama City, FL 32408
Property in Treasure Palms
Sold Jan 20, 2016
$252,000
$334,110 by Freedom Mortgage Corporation
Mortgage Due May 01, 2052
Sold Aug 28, 2009
$229,000
Local assessors in Panama City, FL have categorized 700 Royal Palm Road as a residential type of property. The home was built in 1990 and is 34 years old. It was most recently renovated and altered in 2013. The property's lot size has been calculated to be 10,846 square feet. The linear feet between the front and back of the lot was measured at 1,220 ft and the front of the lot was measured at 890 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 700 Royal Palm Road has a total of 2,028 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. In addition, there is a pool on the property. Perfect for those who want to host pool parties over the summer. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable or hip style roof that was made of materials that we aren't sure of. Lots of wood were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 700 Royal Palm Road was last sold in Jan 19, 2016 for $252,000. According to our calculations, that's $102.94 per sqft. Prior to that sales transaction, the property was sold for $229,000 in Aug 27, 2009. Current property owners are expected to pay $2,475 in taxes per year. The property on 700 Royal Palm Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $233,787. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Effective Year Built: 2013
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: B
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Other
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Parking Type: Attached
  • Garage Type: Attached
  • Garage Square Area: 420
  • Parking Space Count: 0
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 10,846
  • Lot Size Depth Feet: 1,220
  • Lot Size Frontage Feet: 890
  • Total Building Area: 2,448
  • Gross Building Area: 2,448
  • Building Area: 2,028
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,028
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: TREASURE PALMS
  • Land Acres: 0.249
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TREASURE PALMS LOT 20 BLK A ORB 3765 P 1143

Ownership

  • Current Owner : DECKER JEFFERY L
  • Current Owner 2: DECKER HEATHER C
  • Previous Owner : FOSTER CHARLES R
  • Previous Owner 2: FOSTER DIANNE
  • Owner Before Previous Owner: STEBICK JONATHAN
  • Owner Before Previous Owner 2: STEBICK KIELE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Bay County School District
  • Census Tract: 002604

Zoning

  • Zoning: BC15

Geography

  • Parcel: 30184-532-000
  • Block: A
  • Lot: 20
  • Meridian: SEC 05 TWN 04S RNG 15W
  • Municipality: FIRE BEACH MOSQUITO
  • Latitude: 30.1756
  • Longitude: -85.7733

    Address

  • Full Address: 700 Royal Palm Rd
  • Address - House Number: 700
  • Address - Street Name: Royal Palm
  • Address - Suffix Type: Rd
  • State: FL
  • City Name: Panama City
  • Carrier Code: C010
  • 4-Digit Zip Code: 7748
  • Zip Code: 32408

Valuation

    Tax

  • Total Area: 2,202
  • Tax Year: 2023
  • Tax Amount: $2,475
  • Tax Rate Code Area: 056

    Appraisal Valuation

  • Standard Deviation: 0.4882
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 2
  • Final Value: 278,222
  • High Value: 414,065
  • Low Value: 142,378

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $334,110
  • First Open Lien Mortgage Lender: FREEDOM MORTGAGE CORPORATION
  • First Open Lien Mortgage Recording Date: Apr 20, 2022
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $334,110
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: May 01, 2052

    Market Valuation

  • Market Total Value: $273,358
  • Market Land Value: $68,212
  • Market Improvement Value: $205,146

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $233,787

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 19, 2016
  • Current Sale Recording Date: Jan 20, 2016
  • Current Sale Transaction ID: 1431702746
  • Current Sale Price: $252,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2016003249
  • Previous Sale Recording Date: Aug 28, 2009
  • Previous Sale Contract Date: Aug 27, 2009
  • Previous Sale Amount: $229,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TOWNEBANK MORTGAGE
  • First Mortgage Transaction Date: Jan 20, 2016
  • First Mortgage Loan Amount: $257,418
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Feb 01, 2046

About Treasure Palms



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Frequently Asked Questions

What neighborhood is 700 Royal Palm Road located in?
The 700 Royal Palm Road is a located in the neighborhood of Treasure Palms in Treasure Palms, Panama City.
What is the average sales price for listings in 700 Royal Palm Road?
The average sales price for units in 700 Royal Palm Road is $0 currently.

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