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7 Cottage Lane

7 Cottage Lane, Blauvelt, NY 10913
Property in Orangetown
Sold Aug 25, 2016
$495,000
$470,250 by Homebridge Financial Services
Mortgage Due Sep 01, 2046
Sold Jun 19, 2006
$520,000
$416,000 by Hsbc Mortgage Corporation Usa
Mortgage Due Jul 01, 2036
7 Cottage Lane in Blauvelt, NY was first built in 1956 and is 68 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a split level style. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 7 Cottage Lane has 2,057 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 880 sqft and has been categorized as a finished improved basement. In total, the area measurement of the land is 18,295 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a hot water heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 7 Cottage Lane sold most recently in Aug 5, 2016 for a total of $495,000. If you work out the math, that's approximately a cost of $240.64 per sqft. Before that, the property was also sold for $520,000 in Jun 15, 2006. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $12,155 in taxes each year. 7 Cottage Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $196,200. If we break it down further, the land itself was valued at $52,700. Improvements to the property, however, were assessed at a total of $143,500. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1956
  • Effective Year Built: 1956
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Split level
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Basement Type: Finished improved basement
  • Basement Area: 880
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 18,295
  • Total Building Area: 2,057
  • Building Area: 2,057
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Hot water
  • Heated Square Feet: 2,057
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: GARDEN HILL ESTATES INC
  • Land Acres: 0.42
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 45/93/848/8

Ownership

  • Current Owner : CHECA MICHAEL
  • Current Owner 2: CHECA ELIZABETH
  • Previous Owner : GAINE PATRICK E
  • Previous Owner 2: GAINE MAUREEN N
  • Owner Before Previous Owner: MATHEW JOHN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: South Orangetown Central School District
  • School Tax School District: SOUTH ORANGETOW
  • Census Tract: 013002

Zoning

  • Zoning: R-15

Geography

  • Account Number: 0023791
  • District: 392489
  • Section: 70.14
  • Parcel: 392489 70.14-2-29
  • Block: 2
  • Lot: 29.000
  • Municipality: ORANGETOWN (TOV)
  • Latitude: 41.0616
  • Longitude: -73.9555

    Address

  • Full Address: 7 Cottage Ln
  • Address - House Number: 7
  • Address - Street Name: Cottage
  • Address - Suffix Type: Ln
  • State: NY
  • City Name: Blauvelt
  • Carrier Code: C004
  • 4-Digit Zip Code: 1804
  • Zip Code: 10913

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $12,155
  • Tax Rate Code Area: 392401

    Appraisal Valuation

  • Standard Deviation: 0.2201
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 69
  • Final Value: 671,901
  • High Value: 819,790
  • Low Value: 524,012

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $470,250
  • First Open Lien Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • First Open Lien Mortgage Recording Date: Aug 25, 2016
  • First Open Lien Mortgage Loan Amount: $470,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2046

    Market Valuation

  • Market Total Value: $550,660
  • Market Land Value: $147,909
  • Market Improvement Value: $402,751

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $196,200
  • Assessed Land Value: $52,700
  • Assessed Improvements Value: $143,500

    Exemptions

  • Veteran Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 05, 2016
  • Current Sale Recording Date: Aug 25, 2016
  • Current Sale Transaction ID: 1785223545
  • Current Sale Price: $495,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 2016-00025032
  • Previous Sale Recording Date: Jun 19, 2006
  • Previous Sale Contract Date: Jun 15, 2006
  • Previous Sale Amount: $520,000
  • Previous Sale Document Type: Bargain and Sale Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • First Mortgage Transaction Date: Aug 25, 2016
  • First Mortgage Loan Amount: $470,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2046

    Previous Mortgages

  • Previous Mortgage Lender: HSBC MORTGAGE CORPORATION USA
  • Previous Mortgage Transaction Date: Jun 19, 2006
  • Previous Mortgage Loan Amount: $416,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jul 01, 2036

About Blauvelt



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 7 Cottage Lane located in?
The 7 Cottage Lane is a located in the neighborhood of Orangetown in Blauvelt, Blauvelt.
What is the average sales price for listings in 7 Cottage Lane?
The average sales price for units in 7 Cottage Lane is $0 currently.

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