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693 Poinsettia Park South

693 Poinsettia Park South, Encinitas, CA 92024
House in Encinitas
Sold Sep 12, 2019
$945,000
$852,000 by Baxter Cu
Mortgage Due Jul 01, 2050
Sold Jan 15, 2002
$451,000
$328,000 by Bank Of America
Mortgage Due Feb 01, 2032
693 Poinsettia Park South in Encinitas, CA was first built in 1989 and is 35 years old. This has been categorized as a residential property type. There are a total of 7 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 693 Poinsettia Park South has 1,944 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 6,296 square feet.

Learn more about the property and building on this page. For those who need parking, there is a carport. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. As for heating, the home is utilizing a forced air unit. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 693 Poinsettia Park South sold most recently in Aug 20, 2019 for a total of $945,000. If you work out the math, that's approximately a cost of $486.11 per sqft. Before that, the property was also sold for $451,000 in Nov 2, 2001. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $10,930 in taxes each year. 693 Poinsettia Park South was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $993,361. If we break it down further, the land itself was valued at $508,795. Improvements to the property, however, were assessed at a total of $484,566. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1989
  • Effective Year Built: 1989
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,296
  • Total Building Area: 1,944
  • Building Area: 1,944
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,944
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ENCINITAS ESTATES
  • Land Acres: 0.145
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 11 TR 012014

Ownership

  • Current Owner : HALPER MICHAEL
  • Previous Owner : OYA SOUICHI
  • Previous Owner 2: OYA AKI T
  • Owner Before Previous Owner: BLAKE KELLY C
  • Owner Before Previous Owner 2: BLAKE VALERIE
  • Is Owner Occupied: Owner-occupied property
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Encinitas Union Elementary School District
  • School Tax School District: ENCINITAS CITY
  • Census Tract: 017603

Zoning

  • Zoning: R3

Geography

  • Assessors Map Reference: 012014
  • Subdivision Tract Number: 012014
  • Parcel: 256-191-11-00
  • Lot: 11
  • Municipality: CITY OF ENCINITAS
  • Latitude: 33.0596
  • Longitude: -117.288

    Address

  • Full Address: 693 Poinsettia Park S
  • Address - House Number: 693
  • Street Segment Direction: S
  • Address - Street Name: Poinsettia
  • Address - Suffix Type: Park
  • State: CA
  • City Name: Encinitas
  • Carrier Code: C031
  • 4-Digit Zip Code: 2754
  • Zip Code: 92024

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $10,930
  • Tax Rate Code Area: 19-079

    Appraisal Valuation

  • Standard Deviation: 0.1658
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 79
  • Final Value: 1,828,243
  • High Value: 2,131,393
  • Low Value: 1,525,093

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $952,000
  • First Open Lien Mortgage Lender: BAXTER CU
  • First Open Lien Mortgage Recording Date: Jun 22, 2020
  • First Open Lien Mortgage Loan Amount: $852,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050
  • Second Open Lien Mortgage Lender: BAXTER CU
  • Second Open Lien Mortgage Recording Date: Aug 23, 2021
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Aug 30, 2031

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $993,361
  • Assessed Land Value: $508,795
  • Assessed Improvements Value: $484,566

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 20, 2019
  • Current Sale Recording Date: Sep 12, 2019
  • Current Sale Transaction ID: 11643924737
  • Current Sale Price: $945,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2019-0398813
  • Previous Sale Recording Date: Jan 15, 2002
  • Previous Sale Contract Date: Nov 02, 2001
  • Previous Sale Amount: $451,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: BAXTER CU
  • First Mortgage Transaction Date: Sep 12, 2019
  • First Mortgage Loan Amount: $850,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Oct 01, 2049

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA
  • Previous Mortgage Transaction Date: Jan 15, 2002
  • Previous Mortgage Loan Amount: $328,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Feb 01, 2032

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Frequently Asked Questions

What neighborhood is 693 Poinsettia Park South located in?
The 693 Poinsettia Park South is a house located in the neighborhood of Encinitas in Encinitas, Encinitas.
What is the average sales price for listings in 693 Poinsettia Park South?
The average sales price for units in 693 Poinsettia Park South is $0 currently.

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