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6909 Gates Lane

6909 Gates Lane, Crestwood, KY 40014
House in Oldham
Sold Dec 23, 2019
$318,000
$304,766 by Caliber Home Loans Inc
Mortgage Due Jun 01, 2051
Sold Aug 03, 2017
$318,000
$302,100 by Commonwealth Bank
Mortgage Due May 01, 2047
Local assessors in Crestwood, KY have categorized 6909 Gates Lane as a residential type of property. The home was built in 2007 and is 17 years old. The property's lot size has been calculated to be 10,498 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 9 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 6909 Gates Lane has a total of 2,698 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 431 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a roof that is made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Dec 17, 2019 for $318,000. That's $117.87 per sqft. Prior to that sales transaction, the property was also sold in Jul 28, 2017 for $318,000. 6909 Gates Lane was last assessed in 2023. The total value of the property was assessed at $350,000. Specifically, the land the property is located on was valued at $50,000. While improvements on the property were assessed at a total of $300,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $4,341. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Garage Parking
Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Construction Type: Frame
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Type: Unfinished basement
  • Basement Area: 1,314
  • Garage Type: Attached
  • Garage Square Area: 431
  • Parking Space Count: 2
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 10,498
  • Lot Size Frontage Feet: 0
  • Total Building Area: 2,698
  • Building Area: 2,698
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,698
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: WILLIAMSGATE
  • Land Acres: 0.241
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HOUSE & 0.241AC

Ownership

  • Current Owner : FRANCHITTI NICOLAS C
  • Current Owner 2: FRANCHITTI ADELISA A
  • Previous Owner : SIMMONDS JENNIFER LYNN
  • Previous Owner 2: SIMMONDS JENNIFER L
  • Owner Before Previous Owner: LAPETERS STEPHEN RICHARD
  • Owner Before Previous Owner 2: LAPETERS JESSICA HELEN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Oldham County School District
  • Census Tract: 030601

Geography

  • Account Number: 63258
  • Section: 1
  • Parcel: 24-24.02.7-01-82
  • Block: SEC 1
  • Lot: 82
  • Municipality: CRESTWOOD
  • Latitude: 38.3243
  • Longitude: -85.4824

    Address

  • Full Address: 6909 Gates Ln
  • Address - House Number: 6909
  • Address - Street Name: Gates
  • Address - Suffix Type: Ln
  • State: KY
  • City Name: Crestwood
  • Carrier Code: R005
  • 4-Digit Zip Code: 7014
  • Zip Code: 40014

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,341
  • Tax Rate Code Area: 4

    Appraisal Valuation

  • Standard Deviation: 0.2038
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 72
  • Final Value: 466,864
  • High Value: 562,026
  • Low Value: 371,703

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $304,766
  • First Open Lien Mortgage Lender: CALIBER HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Jun 11, 2021
  • First Open Lien Mortgage Loan Amount: $304,766
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051

    Market Valuation

  • Market Total Value: $350,000
  • Market Land Value: $50,000
  • Market Improvement Value: $300,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $350,000
  • Assessed Land Value: $50,000
  • Assessed Improvements Value: $300,000

    Sales

  • Current Sale Contract Date: Dec 17, 2019
  • Current Sale Recording Date: Dec 23, 2019
  • Current Sale Transaction ID: 11712382374
  • Current Sale Price: $318,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 561413
  • Previous Sale Recording Date: Aug 03, 2017
  • Previous Sale Contract Date: Jul 28, 2017
  • Previous Sale Amount: $318,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN MORTGAGE SERVICE CO
  • First Mortgage Transaction Date: Dec 23, 2019
  • First Mortgage Loan Amount: $306,631
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jan 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: COMMONWEALTH BANK
  • Previous Mortgage Transaction Date: Aug 03, 2017
  • Previous Mortgage Loan Amount: $302,100
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: May 01, 2047

About Crestwood



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Frequently Asked Questions

What neighborhood is 6909 Gates Lane located in?
The 6909 Gates Lane is a house located in the neighborhood of Oldham in Crestwood, Crestwood.
What is the average sales price for listings in 6909 Gates Lane?
The average sales price for units in 6909 Gates Lane is $0 currently.

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