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687 46th Street

687 46th Street, Des Moines, IA 50312
Property in Ingersoll Park
Sold Jun 14, 2021
$305,000
$255,000 by Bankers Trust Company Na
Mortgage Due Jul 01, 2051
Sold Feb 26, 1997
$97,500
$97,444 by Bankers Trust Company
Mortgage Due Mar 01, 2027
687 46th Street in Des Moines, IA was first built in 1914 and is 110 years old. Although, the building on the property was most recently renovated and altered in 1975. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. It is a single story home. There are a total of 7 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 687 46th Street has 1,668 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 500 ft and the linear feet between the front and back of the lot is 1,330. In total, the area measurement of the land is 6,650 square feet.

Learn more about the property and building on this page. There is a unknown. The home has a gable style roof made of asphalt. Water for the property is sourced from a municipal system. The property is connected to a sewer system. For those who need parking, there is a garage. The garage is 160 sqft. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as unknown. The exterior walls of the home are made of wood siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Jun 10, 2021 for $305,000. That's $128.96 per sqft. Prior to that sales transaction, the property was also sold in Feb 16, 1997 for $97,500. 687 46th Street was last assessed in 2023. The total value of the property was assessed at $256,800. Specifically, the land the property is located on was valued at $61,500. While improvements on the property were assessed at a total of $195,300. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $4,944. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Wood Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1914
  • Effective Year Built: 1975
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Construction Type: Frame
  • Building Style: Unknown
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 697
  • Garage Type: Garage
  • Garage Square Area: 160
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,650
  • Lot Size Depth Feet: 1,330
  • Lot Size Frontage Feet: 500
  • Total Building Area: 2,365
  • Gross Building Area: 2,365
  • Building Area: 1,668
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,668
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: POLK PLACE
  • Land Acres: 0.153
  • Standard Land Use Code: Single family residential
  • Legal Description 1: N 50 F S 54 F LOT 33 POLK PLACE

Ownership

  • Current Owner : MILLER MAX MERRICK
  • Previous Owner : WESTPHAL BRADLEY A
  • Previous Owner 2: WESTPHAL BRADLEY A
  • Owner Before Previous Owner: STERK BRAD B
  • Owner Before Previous Owner 2: STERK TERRI S
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Des Moines Independent Community School District
  • Census Tract: 003002

Geography

  • Assessors Map Reference: 0523
  • District: 090
  • Parcel: 090/05838-000-000
  • Lot: 33
  • Municipality: CITY OF DES MOINES
  • Latitude: 41.5893
  • Longitude: -93.68

    Address

  • Full Address: 687 46th St
  • Address - House Number: 687
  • Address - Street Name: 46th
  • Address - Suffix Type: St
  • State: IA
  • City Name: Des Moines
  • Carrier Code: C009
  • 4-Digit Zip Code: 2348
  • Zip Code: 50312

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,944

    Appraisal Valuation

  • Standard Deviation: 0.0863
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 93
  • Final Value: 324,050
  • High Value: 352,022
  • Low Value: 296,078

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $255,000
  • First Open Lien Mortgage Lender: BANKERS TRUST COMPANY NA
  • First Open Lien Mortgage Recording Date: Jun 14, 2021
  • First Open Lien Mortgage Loan Amount: $255,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $256,800
  • Market Land Value: $61,500
  • Market Improvement Value: $195,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $256,800
  • Assessed Land Value: $61,500
  • Assessed Improvements Value: $195,300

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 10, 2021
  • Current Sale Recording Date: Jun 14, 2021
  • Current Sale Transaction ID: 11839847577
  • Current Sale Price: $305,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-00062080
  • Previous Sale Recording Date: Feb 26, 1997
  • Previous Sale Contract Date: Feb 16, 1997
  • Previous Sale Amount: $97,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANKERS TRUST COMPANY NA
  • First Mortgage Transaction Date: Jun 14, 2021
  • First Mortgage Loan Amount: $255,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: BANKERS TRUST COMPANY
  • Previous Mortgage Transaction Date: Feb 26, 1997
  • Previous Mortgage Financing Type: Variable
  • Previous Mortgage Loan Amount: $97,444
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Mar 01, 2027

About Ingersoll Park



Similar Buildings

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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 687 46th Street located in?
The 687 46th Street is a located in the neighborhood of Ingersoll Park in Ingersoll Park, Des Moines.
What is the average sales price for listings in 687 46th Street?
The average sales price for units in 687 46th Street is $0 currently.

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