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677 Harbor Cove

677 Harbor Cove, Santa Cruz, CA 95062
Property in Santa Cruz
Sold Jan 10, 2008
$585,000
$526,000 by Downey Savings & Loan Associat
Mortgage Due Feb 01, 2038
Local assessors in Santa Cruz, CA have categorized 677 Harbor Cove as a residential type of property. The home was built in 1982 and is 42 years old. The property's lot size has been calculated to be 1,917 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a contemporary style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 677 Harbor Cove has a total of 1,267 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 426 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a unknown so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of wood shake/ shingles. Lots of wood were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 677 Harbor Cove sold most recently in Jan 2, 2008 for a total of $585,000. If you work out the math, that's approximately a cost of $345.54 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $9,387 in taxes each year. 677 Harbor Cove was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $724,091. If we break it down further, the land itself was valued at $506,864. Improvements to the property, however, were assessed at a total of $217,227. The property's total assessed value has been marked as more than the total market value which is pretty atypical. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1982
  • Effective Year Built: 1982
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Contemporary
  • Exterior Walls Type: Wood
  • Roof Cover Type: Wood shake/ shingles
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 426
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 1,917
  • Total Building Area: 1,693
  • Gross Building Area: 1,693
  • Building Area: 1,267
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,267
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: TRACT 800 LIVE OAK VILLAS
  • Land Acres: 0.044
  • Standard Land Use Code: Townhouse (residential)
  • County Land Use Code: Parcels with improvements, use not specified
  • Legal Description 1: TR 800

Ownership

  • Current Owner : BERTICEVICH MARIE T
  • Previous Owner : GREGORY PAUL
  • Previous Owner 2: GREGORY TERRY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Live Oak Elementary School District
  • Census Tract: 121403

Zoning

  • Zoning: RM-4

Geography

  • Assessors Map Reference: MAP: 026/361
  • Subdivision Tract Number: 800
  • Parcel: 026-361-20-000
  • Lot: 20
  • Municipality: LIVE OAK
  • Latitude: 36.9737
  • Longitude: -121.997

    Address

  • Full Address: 677 Harbor Cove Ln
  • Address - House Number: 677
  • Address - Street Name: Harbor Cove
  • Address - Suffix Type: Ln
  • State: CA
  • City Name: Santa Cruz
  • Zip Code: 95062

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,387
  • Tax Rate Code Area: 82-040

    Appraisal Valuation

  • Standard Deviation: 0.2348
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 67
  • Final Value: 1,147,596
  • High Value: 1,417,139
  • Low Value: 878,053

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $526,000
  • First Open Lien Mortgage Lender: DOWNEY SAVINGS & LOAN ASSOCIAT
  • First Open Lien Mortgage Recording Date: Jan 10, 2008
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $526,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2038

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $724,091
  • Assessed Land Value: $506,864
  • Assessed Improvements Value: $217,227

    Sales

  • Current Sale Contract Date: Jan 02, 2008
  • Current Sale Recording Date: Jan 10, 2008
  • Current Sale Transaction ID: 1084762535
  • Current Sale Price: $585,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2008-0001005

    Last Sale Mortgage

  • First Mortgage Lender: DOWNEY SAVINGS & LOAN ASSOCIAT
  • First Mortgage Transaction Date: Jan 10, 2008
  • First Mortgage Loan Amount: $526,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Feb 01, 2038

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Live Oak



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Frequently Asked Questions

What neighborhood is 677 Harbor Cove located in?
The 677 Harbor Cove is a located in the neighborhood of Santa Cruz in Live Oak, Santa Cruz.
What is the average sales price for listings in 677 Harbor Cove?
The average sales price for units in 677 Harbor Cove is $0 currently.

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