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67 Lydia Street

67 Lydia Street, Waterbury, CT 06705
Property in Waterbury
Sold Jan 24, 2006
$177,000
$145,500 by American Pacific Mortgage
Mortgage Due Dec 01, 2036
Sold Apr 14, 2005
$110,000
$99,000 by First Natl Bank Az
Mortgage Due Apr 14, 2035
Local assessors in Waterbury, CT have categorized 67 Lydia Street as a residential type of property. The home was built in 1957 and is 67 years old. It was most recently renovated and altered in 1981. The property's lot size has been calculated to be 4,792 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a split level style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 67 Lydia Street has a total of 1,300 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 500 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage underground or in the basement for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 67 Lydia Street sold most recently in Jan 1, 1970 for a total of $177,000. If you work out the math, that's approximately a cost of $136.15 per sqft. Before that, the property was also sold for $110,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,896 in taxes each year. 67 Lydia Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $127,260. If we break it down further, the land itself was valued at $17,570. Improvements to the property, however, were assessed at a total of $109,690. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1957
  • Effective Year Built: 1981
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Split level
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 500
  • Garage Type: Underground/basement
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 4,792
  • Total Building Area: 1,300
  • Building Area: 1,300
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,300
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SOUTHWICK MILFORD
  • Land Acres: 0.11
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : STEPHEN GERALDINE
  • Current Owner 2: GRANT-HALL TYHESIA
  • Previous Owner : REDOUANE FOUZIA
  • Owner Before Previous Owner: DEPARTMENT OF HOUSING & URBAN DEV
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Waterbury School District
  • School Tax School District: WATERBURY SD
  • Census Tract: 351300

Zoning

  • Zoning: RL

Geography

  • Account Number: 32303570051
  • Parcel: WBRY M:0323 B:0357 L:0051
  • Block: 357
  • Lot: 51
  • Municipality: WATERBURY
  • Latitude: 41.5503
  • Longitude: -73.0171

    Address

  • Full Address: 67 Lydia St
  • Address - House Number: 67
  • Address - Street Name: Lydia
  • Address - Suffix Type: St
  • State: CT
  • City Name: Waterbury
  • Carrier Code: C015
  • 4-Digit Zip Code: 1113
  • Zip Code: 06705

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,896

    Appraisal Valuation

  • Standard Deviation: 0.2225
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 69
  • Final Value: 251,363
  • High Value: 307,314
  • Low Value: 195,412

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $145,500
  • First Open Lien Mortgage Lender: AMERICAN PACIFIC MORTGAGE
  • First Open Lien Mortgage Recording Date: Nov 26, 2021
  • First Open Lien Mortgage Loan Amount: $145,500
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2036

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $127,260
  • Assessed Land Value: $17,570
  • Assessed Improvements Value: $109,690

    Sales

  • Current Sale Recording Date: Jan 24, 2006
  • Current Sale Transaction ID: 1057074460
  • Current Sale Price: $177,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Apr 14, 2005
  • Previous Sale Amount: $110,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGEIT INC
  • First Mortgage Transaction Date: Jan 24, 2006
  • First Mortgage Loan Amount: $174,224
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jan 24, 2036

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: FIRST NATL BANK AZ
  • Previous Mortgage Transaction Date: Apr 14, 2005
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $99,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Apr 14, 2035

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Frequently Asked Questions

What neighborhood is 67 Lydia Street located in?
The 67 Lydia Street is a located in the neighborhood of Waterbury in Waterbury, Waterbury.
What is the average sales price for listings in 67 Lydia Street?
The average sales price for units in 67 Lydia Street is $0 currently.

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