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6649 97th Court South

6649 97th Court South, Cottage Grove, MN 55016
Property in Cottage Grove
Sold Dec 06, 2019
$427,376
$341,900 by Bay Equity Llc
Mortgage Due Dec 01, 2049
Local assessors in Cottage Grove, MN have categorized 6649 97th Court South as a residential type of property. The home was built in 2019 and is 5 years old. The property's lot size has been calculated to be 11,655 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 6649 97th Court South has a total of 1,629 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 1,200 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 6649 97th Court South sold most recently in Dec 3, 2019 for a total of $427,376. If you work out the math, that's approximately a cost of $262.35 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,428 in taxes each year. 6649 97th Court South was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $459,200. If we break it down further, the land itself was valued at $114,500. Improvements to the property, however, were assessed at a total of $344,700. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2019
  • Effective Year Built: 2019
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Floor Count: 1
  • Basement Type: Finished improved basement
  • Basement Area: 1,200
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 11,655
  • Total Building Area: 1,629
  • Building Area: 1,629
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,629
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MISSISSIPPI DUNES ESTATES FIFTH ADDITION
  • Land Acres: 0.267
  • Standard Land Use Code: Single family residential
  • Legal Description 1: BLOCK 5 LOT 15 SUBDIVISIONCD 3146 SUBDIVISIONNAME MISSISSIPPI DUNES ESTATES FIFTH ADDITION

Ownership

  • Current Owner : SWANSON ERIC
  • Current Owner 2: SWANSON BARBARA
  • Previous Owner : CAPSTONE HOMES INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: South Washington County School District
  • School Tax School District: SO WASHINGTON
  • Census Tract: 071400

Geography

  • Parcel: 19-027-21-44-0158
  • Block: 5
  • Lot: 15
  • Meridian: SEC 19 TWN 27N RNG 21W
  • Municipality: CITY OF COTTAGE GROVE
  • Latitude: 44.8075
  • Longitude: -92.9694

    Address

  • Full Address: 6649 97th Ct S
  • Address - House Number: 6649
  • Street Segment Direction: S
  • Address - Street Name: 97th
  • Address - Suffix Type: Ct
  • State: MN
  • City Name: Cottage Grove
  • Carrier Code: R003
  • 4-Digit Zip Code: 3961
  • Zip Code: 55016

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $6,428
  • Tax Rate Code Area: 1904 833 S

    Appraisal Valuation

  • Standard Deviation: 0.1477
  • Valuation Date: Mar 27, 2024
  • Confidence Score: 82
  • Final Value: 470,475
  • High Value: 539,980
  • Low Value: 400,970

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $341,900
  • First Open Lien Mortgage Lender: BAY EQUITY LLC
  • First Open Lien Mortgage Recording Date: Dec 06, 2019
  • First Open Lien Mortgage Loan Amount: $341,900
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2049

    Market Valuation

  • Market Total Value: $459,200
  • Market Land Value: $114,500
  • Market Improvement Value: $344,700

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $459,200
  • Assessed Land Value: $114,500
  • Assessed Improvements Value: $344,700

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 03, 2019
  • Current Sale Recording Date: Dec 06, 2019
  • Current Sale Transaction ID: 11707858610
  • Current Sale Price: $427,376
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 4220984

    Last Sale Mortgage

  • First Mortgage Lender: BAY EQUITY LLC
  • First Mortgage Transaction Date: Dec 06, 2019
  • First Mortgage Loan Amount: $341,900
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2049

About Cottage Grove



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Frequently Asked Questions

What neighborhood is 6649 97th Court South located in?
The 6649 97th Court South is a located in the neighborhood of Cottage Grove in Cottage Grove, Cottage Grove.
What is the average sales price for listings in 6649 97th Court South?
The average sales price for units in 6649 97th Court South is $0 currently.

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