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6635 Charter Hills Road

6635 Charter Hills Road, Charlotte, NC 28277
Sold Aug 20, 2020
$375,000
$288,000 by Prosperity Home Mortgage Llc
Mortgage Due Sep 01, 2050
Sold Jan 06, 2017
$320,000
$256,000 by Wells Fargo Bank Na
Mortgage Due Feb 01, 2047
Local assessors in Charlotte, NC have categorized 6635 Charter Hills Road as a residential type of property. The home was built in 1994 and is 30 years old. The property's lot size has been calculated to be 6,098 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 6635 Charter Hills Road has a total of 2,150 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 483 sqft. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable style roof that was made of wood. Lots of materials we are unsure of were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Aug 18, 2020 for $375,000. That's $174.42 per sqft. Prior to that sales transaction, the property was also sold in Dec 10, 2016 for $320,000. 6635 Charter Hills Road was last assessed in 2023. The total value of the property was assessed at $517,800. Specifically, the land the property is located on was valued at $84,000. While improvements on the property were assessed at a total of $433,800. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,366. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Unknown
  • Exterior Walls Type: Other
  • Roof Shape Type: Gable
  • Roof Cover Type: Wood
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 483
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 6,098
  • Total Building Area: 2,150
  • Gross Building Area: 2,150
  • Building Area: 2,150
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,150
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: STONEBROOKE/THORN HILL PH 03
  • Land Acres: 0.14
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L20 B8 M25-626

Ownership

  • Current Owner : MORGAN CHRISTOPHER D
  • Current Owner 2: MORGAN ANNE C
  • Previous Owner : ORTEGA AARON JOSEPH
  • Previous Owner 2: ORTEGA KELLY LYNN
  • Owner Before Previous Owner: ELLER REGIS H
  • Owner Before Previous Owner 2: ELLER NICOLE M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 005840

Zoning

  • Zoning: R-12PUD

Geography

  • Assessors Map Reference: 223-46
  • District: 1
  • Parcel: 223-462-20
  • Block: 8
  • Lot: 20
  • Municipality: CHARLOTTE
  • Latitude: 35.0591
  • Longitude: -80.8284

    Address

  • Full Address: 6635 Charter Hills Rd
  • Address - House Number: 6635
  • Address - Street Name: Charter Hills
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Charlotte
  • Carrier Code: R082
  • 4-Digit Zip Code: 0410
  • Zip Code: 28277

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,366
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.1863
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 75
  • Final Value: 577,174
  • High Value: 684,757
  • Low Value: 469,591

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $363,000
  • First Open Lien Mortgage Lender: PROSPERITY HOME MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Aug 20, 2020
  • First Open Lien Mortgage Loan Amount: $288,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2050
  • Second Open Lien Mortgage Lender: THE HUNTINGTON NATIONAL BANK
  • Second Open Lien Mortgage Recording Date: Apr 24, 2023
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $75,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Apr 14, 2053

    Market Valuation

  • Market Total Value: $517,800
  • Market Land Value: $84,000
  • Market Improvement Value: $433,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $517,800
  • Assessed Land Value: $84,000
  • Assessed Improvements Value: $433,800

    Sales

  • Current Sale Contract Date: Aug 18, 2020
  • Current Sale Recording Date: Aug 20, 2020
  • Current Sale Transaction ID: 11785386589
  • Current Sale Price: $375,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020131202
  • Previous Sale Recording Date: Jan 06, 2017
  • Previous Sale Contract Date: Dec 10, 2016
  • Previous Sale Amount: $320,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PROSPERITY HOME MORTGAGE LLC
  • First Mortgage Transaction Date: Aug 20, 2020
  • First Mortgage Loan Amount: $288,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Jan 06, 2017
  • Previous Mortgage Loan Amount: $256,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 01, 2047

About Ballantyne East



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Frequently Asked Questions

What neighborhood is 6635 Charter Hills Road located in?
The 6635 Charter Hills Road is a house located in the neighborhood of Ballantyne East in Ballantyne East, Charlotte.
What is the average sales price for listings in 6635 Charter Hills Road?
The average sales price for units in 6635 Charter Hills Road is $360,000 , or $168/sqft. currently.

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