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6623 Gaywind Drive

6623 Gaywind Drive, Charlotte, NC 28226
Townhouse in Montibello
Sold Mar 17, 2020
$404,000
$279,000 by American Security Mortgage Cor
Mortgage Due Apr 01, 2050
Sold May 18, 2000
$360,000
Local assessors in Charlotte, NC have categorized 6623 Gaywind Drive as a residential type of property. The home was built in 1992 and is 32 years old. It was most recently renovated and altered in 1995. The property's lot size has been calculated to be 3,049 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 6623 Gaywind Drive has a total of 2,292 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 462 sqft. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - A. The building has a hip style roof that was made of asphalt. Lots of stucco were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heat pump is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 6623 Gaywind Drive sold most recently in Mar 16, 2020 for a total of $404,000. If you work out the math, that's approximately a cost of $176.27 per sqft. Before that, the property was also sold for $360,000 in May 18, 2000. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,393 in taxes each year. 6623 Gaywind Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $576,700. If we break it down further, the land itself was valued at $160,000. Improvements to the property, however, were assessed at a total of $416,700. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Stucco Exterior

Parking

Garage Parking
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1992
  • Effective Year Built: 1995
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: A
  • Building Style: Unknown
  • Exterior Walls Type: Stucco
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 462
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 3,049
  • Total Building Area: 2,292
  • Gross Building Area: 2,292
  • Building Area: 2,292
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 2,292
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SUMMERLAKE TWNHMS PH 02 SEC I
  • Land Acres: 0.07
  • Standard Land Use Code: Townhouse (residential)
  • Legal Description 1: L14 M24-950

Ownership

  • Current Owner : MCGOUGH JAMES STEWART
  • Previous Owner : LOEBER KENNETH C
  • Previous Owner 2: LOEBER START WHITNEY
  • Owner Before Previous Owner: LAWRENCE MICHEAL R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 003020

Zoning

  • Zoning: R-15MF(CD)

Geography

  • Assessors Map Reference: 211-55
  • District: 1
  • Parcel: 211-551-70
  • Block: 1
  • Lot: 14
  • Municipality: CHARLOTTE
  • Latitude: 35.1263
  • Longitude: -80.7977

    Address

  • Full Address: 6623 Gaywind Dr
  • Address - House Number: 6623
  • Address - Street Name: Gaywind
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C057
  • 4-Digit Zip Code: 6902
  • Zip Code: 28226

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,393
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.179
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 76
  • Final Value: 638,955
  • High Value: 753,392
  • Low Value: 524,518

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $279,000
  • First Open Lien Mortgage Lender: AMERICAN SECURITY MORTGAGE COR
  • First Open Lien Mortgage Recording Date: Mar 17, 2020
  • First Open Lien Mortgage Loan Amount: $279,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2050

    Market Valuation

  • Market Total Value: $576,700
  • Market Land Value: $160,000
  • Market Improvement Value: $416,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $576,700
  • Assessed Land Value: $160,000
  • Assessed Improvements Value: $416,700

    Sales

  • Current Sale Contract Date: Mar 16, 2020
  • Current Sale Recording Date: Mar 17, 2020
  • Current Sale Transaction ID: 11754025966
  • Current Sale Price: $404,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020037646
  • Previous Sale Recording Date: May 18, 2000
  • Previous Sale Contract Date: May 18, 2000
  • Previous Sale Amount: $360,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN SECURITY MORTGAGE COR
  • First Mortgage Transaction Date: Mar 17, 2020
  • First Mortgage Loan Amount: $279,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2050

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Frequently Asked Questions

What neighborhood is 6623 Gaywind Drive located in?
The 6623 Gaywind Drive is a townhouse located in the neighborhood of Montibello in Montibello, Charlotte.
What is the average sales price for listings in 6623 Gaywind Drive?
The average sales price for units in 6623 Gaywind Drive is $0 currently.

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