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659 Palmer Street

659 Palmer Street, Delta, CO 81416
House in Delta
Sold Nov 14, 2019
$347,500
$260,250 by Cornerstone Home Lending Inc
Mortgage Due Dec 01, 2049
Sold Aug 28, 2002
$162,500
659 Palmer Street has been categorized by the local assessors in Delta, CO as a residential type of property. The building on the property was first built in 1908 and is 116 years old. However, we must point out that the home was most recently renovated and altered in 1968. The home has a total of 12 rooms. 6 of these rooms are legally considered as bedrooms. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. In addition, 659 Palmer Street has 3,504 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 10,890 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with masonry control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The building has a gable or hip style roof made of composition shingle. The exterior walls of the building are made of brick. While the interior walls have been made of plaster. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with no air conditioning at the moment. In terms of heating, it is utilizing baseboard heaters and being fueled with gas. Finally, the property is currently sourcing its water from a water system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 659 Palmer Street sold most recently in Nov 14, 2019 for a total of $347,500. If you work out the math, that's approximately a cost of $99.17 per sqft. Before that, the property was also sold for $162,500 in Aug 28, 2002. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,579 in taxes each year. 659 Palmer Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $24,799. If we break it down further, the land itself was valued at $2,187. Improvements to the property, however, were assessed at a total of $22,612. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Masonite Siding
Stone Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1908
  • Effective Year Built: 1968
  • Total Rooms: 12
  • Bedroom Count: 6
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: B
  • Construction Type: Masonry
  • Exterior Walls Type: Brick
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Living Units: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,890
  • Total Building Area: 3,504
  • Building Area: 3,504
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Baseboard
  • Heated Square Feet: 3,504
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: ORIGINAL DELTA
  • Land Acres: 0.25
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 659 PALMER ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 19 LOT: 14 THRU:- LOT: 16 TOTAL ACRES 0.25

Ownership

  • Current Owner : BLACKWOOD CECILIA A
  • Current Owner 2: BLACKWOOD PAUL L
  • Previous Owner : OELKE ROYCE E
  • Previous Owner 2: OELKE LUCRETIA M
  • Owner Before Previous Owner: SUPPES ADAM P
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Delta County School District 50J
  • School Tax School District: DELTA
  • Census Tract: 965100

Geography

  • Account Number: R014898
  • District: DL
  • Parcel: 345724118010
  • Block: 19
  • Lot: 14
  • Municipality: DELTA
  • Latitude: 38.7379
  • Longitude: -108.073

    Address

  • Full Address: 659 Palmer St
  • Address - House Number: 659
  • Address - Street Name: Palmer
  • Address - Suffix Type: St
  • State: CO
  • City Name: Delta
  • Carrier Code: C001
  • 4-Digit Zip Code: 1741
  • Zip Code: 81416

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,579
  • Tax Rate Code Area: A--

    Appraisal Valuation

  • Standard Deviation: 0.1925
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 74
  • Final Value: 479,790
  • High Value: 572,156
  • Low Value: 387,423

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $260,250
  • First Open Lien Mortgage Lender: CORNERSTONE HOME LENDING INC
  • First Open Lien Mortgage Recording Date: Nov 14, 2019
  • First Open Lien Mortgage Loan Amount: $260,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2049

    Market Valuation

  • Market Total Value: $370,148
  • Market Land Value: $32,649
  • Market Improvement Value: $337,499

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $24,799
  • Assessed Land Value: $2,187
  • Assessed Improvements Value: $22,612

    Sales

  • Current Sale Contract Date: Nov 14, 2019
  • Current Sale Recording Date: Nov 14, 2019
  • Current Sale Transaction ID: 11704682070
  • Current Sale Price: $347,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 715043
  • Previous Sale Recording Date: Aug 28, 2002
  • Previous Sale Contract Date: Aug 28, 2002
  • Previous Sale Amount: $162,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CORNERSTONE HOME LENDING INC
  • First Mortgage Transaction Date: Nov 14, 2019
  • First Mortgage Loan Amount: $260,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2049

About Delta



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Frequently Asked Questions

What neighborhood is 659 Palmer Street located in?
The 659 Palmer Street is a house located in the neighborhood of Delta in Delta, Delta.
What is the average sales price for listings in 659 Palmer Street?
The average sales price for units in 659 Palmer Street is $0 currently.

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