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657 Ottawa Avenue

657 Ottawa Avenue, Saint Paul, MN 55107
Sold Jul 15, 2019
$204,500
$198,365 by Us Bank Na
Mortgage Due Jul 01, 2049
Sold Jul 06, 2018
$162,500
657 Ottawa Avenue has been categorized by the local assessors in Saint Paul, MN as a residential type of property. The building on the property was first built in 1914 and is 110 years old. However, we must point out that the home was most recently renovated and altered in 1951. The home has a total of 6 rooms. 2 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 657 Ottawa Avenue has 1,004 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,000 ft and across the front of the lot is 370 ft. The area measurement of the land has been determined as 3,485 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a colonial style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as good. From what we've gathered, the quality of these control joints have been graded with a letter grade of C- by the local assessor. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 657 Ottawa Avenue was last sold in Jul 2, 2019 for $204,500. According to our calculations, that's $203.69 per sqft. Prior to that sales transaction, the property was sold for $162,500 in Jun 20, 2018. Current property owners are expected to pay $3,686 in taxes per year. The property on 657 Ottawa Avenue was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $232,400. To break that down further, the land itself was valued at $15,800. While improvements to the property were assessed at a total of $216,600. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1914
  • Effective Year Built: 1951
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Good
  • Building Quality: C-
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 3,485
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 370
  • Total Building Area: 1,004
  • Building Area: 1,004
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,004
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: LANGEVIN'S FIFTH ADDITION
  • Land Acres: 0.08
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 3 BLOCK 2 OF LANGEVIN'S FIFTH ADDITION LOT 3 BLK 2

Ownership

  • Current Owner : DEAN STEPHANIE
  • Previous Owner : SCHWEBEL DAVID P
  • Previous Owner 2: SCHWEBEL CHRISTINE E
  • Owner Before Previous Owner: AMES CHRISTOPHER JOSEPH
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Paul Public School District
  • School Tax School District: 625
  • Census Tract: 037000

Geography

  • Parcel: 07-28-22-32-0042
  • Block: 2
  • Lot: 3
  • Meridian: SEC 07 TWN 028 RNG 022
  • Municipality: ST PAUL
  • Latitude: 44.9262
  • Longitude: -93.1036

    Address

  • Full Address: 657 Ottawa Ave
  • Address - House Number: 657
  • Address - Street Name: Ottawa
  • Address - Suffix Type: Ave
  • State: MN
  • City Name: Saint Paul
  • Carrier Code: C011
  • 4-Digit Zip Code: 2554
  • Zip Code: 55107

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,686

    Appraisal Valuation

  • Standard Deviation: 0.181
  • Valuation Date: Apr 12, 2023
  • Confidence Score: 76
  • Final Value: 259,137
  • High Value: 306,044
  • Low Value: 212,230

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $203,865
  • First Open Lien Mortgage Lender: US BANK NA
  • First Open Lien Mortgage Recording Date: Jul 15, 2019
  • First Open Lien Mortgage Loan Amount: $198,365
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2049
  • Second Open Lien Mortgage Lender: US BANK NA
  • Second Open Lien Mortgage Loan Amount: $5,500
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)

    Market Valuation

  • Market Total Value: $232,400
  • Market Land Value: $15,800
  • Market Improvement Value: $216,600

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $232,400
  • Assessed Land Value: $15,800
  • Assessed Improvements Value: $216,600

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 02, 2019
  • Current Sale Recording Date: Jul 15, 2019
  • Current Sale Transaction ID: 11625351393
  • Current Sale Price: $204,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A04764406
  • Previous Sale Recording Date: Jul 06, 2018
  • Previous Sale Contract Date: Jun 20, 2018
  • Previous Sale Amount: $162,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: US BANK NA
  • First Mortgage Transaction Date: Jul 15, 2019
  • First Mortgage Loan Amount: $198,365
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2049
  • Second Mortgage Lender: US BANK NA
  • Second Mortgage Transaction Date: Jul 15, 2019
  • Second Mortgage Loan Amount: $5,500
  • Second Mortgage Terms: 360
  • Second Mortgage Loan Type: Unknown (DEFAULT)
  • Second Mortgage Loan Due Date: Jul 01, 2049

About West Side



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Frequently Asked Questions

What neighborhood is 657 Ottawa Avenue located in?
The 657 Ottawa Avenue is a located in the neighborhood of Baker - Annapolis in West Side, Saint Paul.
What is the average sales price for listings in 657 Ottawa Avenue?
The average sales price for units in 657 Ottawa Avenue is $0 currently.

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