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656 Reynolds Street

656 Reynolds Street, Elmira, NY 14904
House in Elmira
Sold Feb 11, 2021
$95,790
$92,915 by Five Star Bank
Mortgage Due Feb 11, 2051
Sold Feb 05, 2010
$79,900
$78,452 by Elmira Savings Bank
Mortgage Due Jan 01, 2038
Local assessors in Elmira, NY have categorized 656 Reynolds Street as a residential type of property. The home was built in 1920 and is 104 years old. The property's lot size has been calculated to be 5,085 square feet. The linear feet between the front and back of the lot was measured at 1,130 ft and the front of the lot was measured at 450 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 656 Reynolds Street has a total of 1,422 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 550 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a hot water heating system is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 656 Reynolds Street was last sold in Jan 29, 2021 for $95,790. According to our calculations, that's $67.36 per sqft. Prior to that sales transaction, the property was sold for $79,900 in Feb 4, 2010. Current property owners are expected to pay $3,420 in taxes per year. The property on 656 Reynolds Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $49,000. To break that down further, the land itself was valued at $4,800. While improvements to the property were assessed at a total of $44,200. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1920
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 550
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 5,085
  • Lot Size Depth Feet: 1,130
  • Lot Size Frontage Feet: 450
  • Total Building Area: 1,422
  • Building Area: 1,422
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Hot water
  • Heated Square Feet: 1,422
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.116
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : PURVIS FLORENCE J
  • Previous Owner : SCHULER MAUREEN C
  • Owner Before Previous Owner: PENDLETON DANIEL
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Elmira City School District
  • School Tax School District: ELMIRA
  • Census Tract: 001100

Zoning

  • Zoning: RA

Geography

  • Account Number: 120E1051
  • District: 070400
  • Section: 99.18
  • Parcel: 070400 99.18-2-42
  • Block: 2
  • Lot: 42.000
  • Municipality: ELMIRA
  • Latitude: 42.0678
  • Longitude: -76.812

    Address

  • Full Address: 656 Reynolds St
  • Address - House Number: 656
  • Address - Street Name: Reynolds
  • Address - Suffix Type: St
  • State: NY
  • City Name: Elmira
  • Carrier Code: C044
  • 4-Digit Zip Code: 2120
  • Zip Code: 14904

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,420
  • Tax Rate Code Area: 70400

    Appraisal Valuation

  • Standard Deviation: 0.1365
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 54
  • Final Value: 107,894
  • High Value: 141,703
  • Low Value: 74,084

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $92,915
  • First Open Lien Mortgage Lender: FIVE STAR BANK
  • First Open Lien Mortgage Recording Date: Feb 11, 2021
  • First Open Lien Mortgage Loan Amount: $92,915
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Feb 11, 2051

    Market Valuation

  • Market Total Value: $74,200
  • Market Land Value: $7,269
  • Market Improvement Value: $66,931

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $49,000
  • Assessed Land Value: $4,800
  • Assessed Improvements Value: $44,200

    Sales

  • Current Sale Contract Date: Jan 29, 2021
  • Current Sale Recording Date: Feb 11, 2021
  • Current Sale Transaction ID: 11826720721
  • Current Sale Price: $95,790
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202102257
  • Previous Sale Recording Date: Feb 05, 2010
  • Previous Sale Contract Date: Feb 04, 2010
  • Previous Sale Amount: $79,900
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIVE STAR BANK
  • First Mortgage Transaction Date: Feb 11, 2021
  • First Mortgage Loan Amount: $92,915
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: ELMIRA SAVINGS BANK
  • Previous Mortgage Transaction Date: Feb 05, 2010
  • Previous Mortgage Loan Amount: $78,452
  • Previous Mortgage Term: 334
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jan 01, 2038

About Elmira



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Frequently Asked Questions

What neighborhood is 656 Reynolds Street located in?
The 656 Reynolds Street is a house located in the neighborhood of Elmira in Elmira, Elmira.
What is the average sales price for listings in 656 Reynolds Street?
The average sales price for units in 656 Reynolds Street is $99,000 , or $51/sqft. currently.

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