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655 Main Street

655 Main Street, Winona, MN 55987
Property in Winona
Sold Jan 14, 2022
$229,000
$183,200 by Altra Federal Credit Union
Mortgage Due Feb 01, 2052
Local assessors in Winona, MN have categorized 655 Main Street as a residential type of property. The home was built in 1910 and is 114 years old. It was most recently renovated and altered in 1993. The property's lot size has been calculated to be 7,500 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 500 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 655 Main Street has a total of 1,425 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 360 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with metal control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of steel. Lots of metal were used in the construction of the exterior walls of the home. While the walls in the interior have been made of plaster. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 655 Main Street sold most recently in Jan 7, 2022 for a total of $229,000. If you work out the math, that's approximately a cost of $160.70 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,840 in taxes each year. 655 Main Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $206,400. If we break it down further, the land itself was valued at $37,000. Improvements to the property, however, were assessed at a total of $169,400. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1910
  • Effective Year Built: 1993
  • Bedroom Count: 4
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Metal
  • Exterior Walls Type: Metal
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Steel
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Type: Unfinished basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 360
  • Parking Space Count: 1
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 7,500
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,425
  • Gross Building Area: 1,425
  • Building Area: 1,425
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,425
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LAKEVIEW ADDITION
  • Land Acres: 0.172
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SECT-27 TWP-107 RANGE-007 LAKEVIEW ADDITION LOT-004 BLOCK-016 E 105'

Ownership

  • Current Owner : SCANLON ROBERT J
  • Current Owner 2: SCANLON JOELLE N
  • Previous Owner : KOUTSKY WILLIAM P
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Winona Area Public School District
  • School Tax School District: 861
  • Census Tract: 670500

Geography

  • District: 3202
  • Parcel: 32.310.0190
  • Block: 16
  • Lot: 4
  • Meridian: SEC 27 TWN 107 RNG 007
  • Municipality: WINONA CITY
  • Latitude: 44.043
  • Longitude: -91.6434

    Address

  • Full Address: 655 Main St
  • Address - House Number: 655
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: MN
  • City Name: Winona
  • Carrier Code: C010
  • 4-Digit Zip Code: 3374
  • Zip Code: 55987

Valuation

    Tax

  • Total Area: 1,432
  • Tax Year: 2022
  • Tax Amount: $1,840

    Appraisal Valuation

  • Standard Deviation: 0.1895
  • Valuation Date: Jul 20, 2022
  • Confidence Score: 74
  • Final Value: 220,891
  • High Value: 262,770
  • Low Value: 179,012

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $183,200
  • First Open Lien Mortgage Lender: ALTRA FEDERAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Jan 14, 2022
  • First Open Lien Mortgage Loan Amount: $183,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2052

    Market Valuation

  • Market Total Value: $206,400
  • Market Land Value: $37,000
  • Market Improvement Value: $169,400

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $206,400
  • Assessed Land Value: $37,000
  • Assessed Improvements Value: $169,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 07, 2022
  • Current Sale Recording Date: Jan 14, 2022
  • Current Sale Transaction ID: 11877942357
  • Current Sale Price: $229,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 640238

    Last Sale Mortgage

  • First Mortgage Lender: ALTRA FEDERAL CREDIT UNION
  • First Mortgage Transaction Date: Jan 14, 2022
  • First Mortgage Loan Amount: $183,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2052

About Winona



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Frequently Asked Questions

What neighborhood is 655 Main Street located in?
The 655 Main Street is a located in the neighborhood of Winona in Winona, Winona.
What is the average sales price for listings in 655 Main Street?
The average sales price for units in 655 Main Street is $0 currently.

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