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6514 Cottingham Lane

6514 Cottingham Lane, Henderson, KY 42420
Property in Henderson
Sold Jul 16, 2021
$88,500
$86,896 by Ruoff Mortgage Company Inc
Mortgage Due Aug 01, 2051
Sold Dec 08, 2017
$36,500
$35,405 by Fifth Third Mortgage Co
Mortgage Due Jan 01, 2048
6514 Cottingham Lane has been categorized by the local assessors in Henderson, KY as a residential type of property. The building on the property was first built in 1925 and is 99 years old. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 6514 Cottingham Lane has 1,549 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,100 ft and across the front of the lot is 1,660 ft. The area measurement of the land has been determined as 39,640 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 120 sqft. According to our sources, there is one available parking space. Moving on to the building itself. The condition of the building has been evaluated as fair. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable style roof made of composition shingle. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a water system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 6514 Cottingham Lane was last sold in Jul 12, 2021 for $88,500. According to our calculations, that's $57.13 per sqft. Prior to that sales transaction, the property was sold for $36,500 in Dec 5, 2017. Current property owners are expected to pay $1,044 in taxes per year. The property on 6514 Cottingham Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $88,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1925
  • Effective Year Built: 1925
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Fair
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Type: Unfinished basement
  • Basement Area: 0
  • Parking Type: Unimproved
  • Garage Type: Detached
  • Garage Square Area: 120
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 39,640
  • Lot Size Depth Feet: 2,100
  • Lot Size Frontage Feet: 1,660
  • Total Building Area: 1,549
  • Building Area: 1,549
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,549
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Land Acres: 0.91
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SINGLE FAMILY

Ownership

  • Current Owner : SEPTER BILLI PAIGE
  • Previous Owner : GREEN TIMOTHY
  • Previous Owner 2: GREEN JUDITH
  • Owner Before Previous Owner: ARNOLD DAVID
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Henderson County School District
  • School Tax School District: COUNTY
  • Census Tract: 020901

Zoning

  • Zoning: RESIDENTIA

Geography

  • Assessors Map Reference: MAP:42A
  • Account Number: 49079
  • Parcel: 42A-30
  • Municipality: COUNTY
  • Latitude: 37.7075
  • Longitude: -87.6465

    Address

  • Full Address: 6514 Cottingham Ln
  • Address - House Number: 6514
  • Address - Street Name: Cottingham
  • Address - Suffix Type: Ln
  • State: KY
  • City Name: Henderson
  • Carrier Code: R002
  • 4-Digit Zip Code: 9648
  • Zip Code: 42420

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,044
  • Tax Rate Code Area: DI00

    Appraisal Valuation

  • Standard Deviation: 0.4217
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 15
  • Final Value: 48,738
  • High Value: 69,291
  • Low Value: 28,184

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $98,096
  • First Open Lien Mortgage Lender: RUOFF MORTGAGE COMPANY INC
  • First Open Lien Mortgage Recording Date: Jul 16, 2021
  • First Open Lien Mortgage Loan Amount: $86,896
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051
  • Second Open Lien Mortgage Lender: KENTUCKY HOUSING CORPORATION
  • Second Open Lien Mortgage Recording Date: Jul 16, 2021
  • Second Open Lien Mortgage Loan Amount: $5,600
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2051
  • Third Open Lien Mortgage Lender: LEXINGTON-FAYETTE URBAN COUNTY
  • Third Open Lien Mortgage Recording Date: Jul 16, 2021
  • Third Open Lien Mortgage Loan Amount: $5,600
  • Third Open Lien Mortgage Term: 120
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • Third Open Lien Mortgage Loan Due Date: Aug 01, 2031

    Market Valuation

  • Market Total Value: $88,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $88,500

    Sales

  • Current Sale Contract Date: Jul 12, 2021
  • Current Sale Recording Date: Jul 16, 2021
  • Current Sale Transaction ID: 11843588496
  • Current Sale Price: $88,500
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2021008227
  • Previous Sale Recording Date: Dec 08, 2017
  • Previous Sale Contract Date: Dec 05, 2017
  • Previous Sale Amount: $36,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: RUOFF MORTGAGE COMPANY INC
  • First Mortgage Transaction Date: Jul 16, 2021
  • First Mortgage Loan Amount: $86,896
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2051
  • Second Mortgage Lender: KENTUCKY HOUSING CORPORATION
  • Second Mortgage Transaction Date: Jul 16, 2021
  • Second Mortgage Loan Amount: $5,600
  • Second Mortgage Loan Due Date: Aug 01, 2031

    Previous Mortgages

  • Previous Mortgage Lender: FIFTH THIRD MORTGAGE CO
  • Previous Mortgage Transaction Date: Dec 08, 2017
  • Previous Mortgage Loan Amount: $35,405
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2048

About Henderson



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Frequently Asked Questions

What neighborhood is 6514 Cottingham Lane located in?
The 6514 Cottingham Lane is a located in the neighborhood of Henderson in Henderson, Henderson.
What is the average sales price for listings in 6514 Cottingham Lane?
The average sales price for units in 6514 Cottingham Lane is $0 currently.

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