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6501 Harrogate Road

6501 Harrogate Road, Louisville, KY 40229
Property in South Side
Sold Jun 22, 2016
$166,000
$151,617 by Fifth Third Mortgage Co
Mortgage Due Jul 01, 2046
Local assessors in Louisville, KY have categorized 6501 Harrogate Road as a residential type of property. The home was built in 2003 and is 21 years old. The property's lot size has been calculated to be 8,634 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 6501 Harrogate Road has a total of 1,897 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 441 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 6501 Harrogate Road sold most recently in Jun 20, 2016 for a total of $166,000. If you work out the math, that's approximately a cost of $87.51 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,483 in taxes each year. 6501 Harrogate Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $212,580. If we break it down further, the land itself was valued at $30,000. Improvements to the property, however, were assessed at a total of $182,580. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2003
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Covered
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 441
  • Parking Space Count: 2
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 8,634
  • Total Building Area: 1,897
  • Building Area: 1,897
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,897
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: TIMBERBEND SUB
  • Land Acres: 0.198
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 59 TIMBERBEND SUB SEC 2; PB 46 PG 17, 0.1982 AC+/-

Ownership

  • Current Owner : ENCARNACION ERIK J
  • Previous Owner : XU HUI
  • Previous Owner 2: XU MING
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 011707

Zoning

  • Zoning: R4-RESIDEN

Geography

  • Account Number: 01009388
  • District: 500006
  • Section: 2
  • Parcel: 23325200590000
  • Lot: 59
  • Municipality: OKOLONA
  • Latitude: 38.1082
  • Longitude: -85.6529

    Address

  • Full Address: 6501 Harrogate Rd
  • Address - House Number: 6501
  • Address - Street Name: Harrogate
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Louisville
  • Carrier Code: C061
  • 4-Digit Zip Code: 1488
  • Zip Code: 40229

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,483
  • Tax Rate Code Area: 06

    Appraisal Valuation

  • Standard Deviation: 0.2145
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 70
  • Final Value: 284,436
  • High Value: 345,455
  • Low Value: 223,416

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $151,617
  • First Open Lien Mortgage Lender: FIFTH THIRD MORTGAGE CO
  • First Open Lien Mortgage Recording Date: Jun 22, 2016
  • First Open Lien Mortgage Loan Amount: $151,617
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2046

    Market Valuation

  • Market Total Value: $212,580
  • Market Land Value: $30,000
  • Market Improvement Value: $182,580

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $212,580
  • Assessed Land Value: $30,000
  • Assessed Improvements Value: $182,580

    Sales

  • Current Sale Contract Date: Jun 20, 2016
  • Current Sale Recording Date: Jun 22, 2016
  • Current Sale Transaction ID: 1744472354
  • Current Sale Price: $166,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2016146259

    Last Sale Mortgage

  • First Mortgage Lender: FIFTH THIRD MORTGAGE CO
  • First Mortgage Transaction Date: Jun 22, 2016
  • First Mortgage Loan Amount: $151,617
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2046

About South Side



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Frequently Asked Questions

What neighborhood is 6501 Harrogate Road located in?
The 6501 Harrogate Road is a located in the neighborhood of South Side in South Side, Louisville.
What is the average sales price for listings in 6501 Harrogate Road?
The average sales price for units in 6501 Harrogate Road is $0 currently.

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