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65 Port Watson Street

65 Port Watson Street, Cortland, NY 13045
House in Cortland
Refi Mar 16, 2015
Transfer
$175,000 by Nbt Bank National Association
Mortgage Due Apr 01, 2045
65 Port Watson Street has been categorized by the local assessors in Cortland, NY as a residential type of property. The building on the property was first built in 1913 and is 111 years old. The home has a total of 11 rooms. 7 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 3 stories. In addition, 65 Port Watson Street has 4,436 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,350 ft and across the front of the lot is 1,100 ft. The area measurement of the land has been determined as 25,850 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 520 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a covered porch. Love to swim? You'll be excited to find out that there is a vinyl in-ground pool on the property. Moving on to the building itself. The condition of the building has been evaluated as fair. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The exterior walls of the building are made of brick. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Tax-wise, the current owner is expected to pay close to $3,604 in taxes each year. 65 Port Watson Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $187,700. If we break it down further, the land itself was valued at $17,900. Improvements to the property, however, were assessed at a total of $169,800. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior / Wood Exterior
Wood Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1913
  • Effective Year Built: 1913
  • Total Rooms: 11
  • Bedroom Count: 7
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Fair
  • Building Quality: B
  • Building Style: Traditional
  • Exterior Walls Type: Brick
  • Floor Count: 3
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 520
  • Parking Space Count: 2
  • Porch Type: Covered porch
  • Pool Type: Vinyl in-ground pool

    Dimensions

  • Lot Size Square Feet: 25,850
  • Lot Size Depth Feet: 2,350
  • Lot Size Frontage Feet: 1,100
  • Total Building Area: 4,436
  • Building Area: 4,436
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 4,436
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.593
  • Standard Land Use Code: Single family residential

Neighborhood

  • School District Name: Cortland City School District
  • School Tax School District: CORTLAND
  • Census Tract: 970600

Zoning

  • Zoning: 05

Geography

  • District: 110200
  • Section: 86.67
  • Parcel: 110200 86.67-01-08.000
  • Block: 1
  • Lot: 8.000
  • Municipality: CORTLAND
  • Latitude: 42.5976
  • Longitude: -76.1756

    Address

  • Full Address: 65 Port Watson St
  • Address - House Number: 65
  • Address - Street Name: Port Watson
  • Address - Suffix Type: St
  • State: NY
  • City Name: Cortland
  • Carrier Code: C010
  • 4-Digit Zip Code: 3026
  • Zip Code: 13045

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,604
  • Tax Rate Code Area: 110200

    Appraisal Valuation

  • Standard Deviation: 0.2223
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 69
  • Final Value: 284,595
  • High Value: 347,883
  • Low Value: 221,307

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $275,000
  • First Open Lien Mortgage Lender: NBT BANK NATIONAL ASSOCIATION
  • First Open Lien Mortgage Recording Date: Mar 16, 2015
  • First Open Lien Mortgage Loan Amount: $175,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2045
  • Second Open Lien Mortgage Lender: FIRST NIAGARA BANK NA
  • Second Open Lien Mortgage Recording Date: Jul 09, 2010
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Jul 09, 2040

    Market Valuation

  • Market Total Value: $257,123
  • Market Land Value: $24,521
  • Market Improvement Value: $232,602

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $187,700
  • Assessed Land Value: $17,900
  • Assessed Improvements Value: $169,800

About Cortland



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Frequently Asked Questions

What neighborhood is 65 Port Watson Street located in?
The 65 Port Watson Street is a house located in the neighborhood of Cortland in Cortland, Cortland.
What is the average sales price for listings in 65 Port Watson Street?
The average sales price for units in 65 Port Watson Street is $0 currently.

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