Check Availability

648 Dover Drive

648 Dover Drive, Elgin, IL 60120
Property in Southeast Elgin
Sold Feb 14, 2022
Transfer
$269,800 by Point Mortgage Corp
Mortgage Due Mar 01, 2052
Sold Jan 28, 2004
$211,000
$189,900 by Countrywide Home Loans Inc
Mortgage Due Jan 01, 2034
Local assessors in Elgin, IL have categorized 648 Dover Drive as a residential type of property. The home was built in 1990 and is 34 years old. The property's lot size has been calculated to be 7,950 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 530 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 648 Dover Drive has a total of 1,860 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of asphalt. Lots of wood were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Before that, the property was also sold for $211,000 in Dec 29, 2003. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $6,596 in taxes each year. 648 Dover Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $27,001. If we break it down further, the land itself was valued at $5,168. Improvements to the property, however, were assessed at a total of $21,833. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Exterior Walls Type: Wood
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,950
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 530
  • Total Building Area: 1,860
  • Gross Building Area: 1,860
  • Building Area: 1,860
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,860
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SUMMERHILL UNIT 04
  • Land Acres: 0.183
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 324 IN SUMMERHILL UNIT 4 PART O F SEC19 T41N R09E 3P

Ownership

  • Current Owner : VERELAS JESUS
  • Previous Owner : RUBIO FABIOLA
  • Owner Before Previous Owner: STOUT DONALD H
  • Owner Before Previous Owner 2: STOUT CATHERINE M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 804406

Geography

  • District: 18
  • Parcel: 06-19-205-008-0000
  • Lot: 324
  • Meridian: SEC 19 TWN 41N RNG 9E
  • Municipality: HANOVER
  • Latitude: 42.0239
  • Longitude: -88.2474

    Address

  • Full Address: 648 Dover Dr
  • Address - House Number: 648
  • Address - Street Name: Dover
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Elgin
  • Carrier Code: C002
  • 4-Digit Zip Code: 7611
  • Zip Code: 60120

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,596
  • Tax Rate Code Area: 18029

    Appraisal Valuation

  • Standard Deviation: 0.2331
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 67
  • Final Value: 332,826
  • High Value: 410,430
  • Low Value: 255,222

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $269,800
  • First Open Lien Mortgage Lender: POINT MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Feb 14, 2022
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $269,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2052

    Market Valuation

  • Market Total Value: $270,010
  • Market Land Value: $51,680
  • Market Improvement Value: $218,330

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $27,001
  • Assessed Land Value: $5,168
  • Assessed Improvements Value: $21,833

    Sales

  • Current Sale Contract Date: Jan 04, 2022
  • Current Sale Recording Date: Feb 14, 2022
  • Current Sale Transaction ID: 11887689713
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2204541250
  • Previous Sale Recording Date: Jan 28, 2004
  • Previous Sale Contract Date: Dec 29, 2003
  • Previous Sale Amount: $211,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: POINT MORTGAGE CORP
  • First Mortgage Transaction Date: Feb 14, 2022
  • First Mortgage Loan Amount: $269,800
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Mar 01, 2052

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE HOME LOANS INC
  • Previous Mortgage Transaction Date: Jan 28, 2004
  • Previous Mortgage Loan Amount: $189,900
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Unknown (DEFAULT)
  • Previous Mortgage Loan Due Date: Jan 01, 2034

About Southeast Elgin



Similar Buildings

Property at 648 Dover Drive,

1104 Canterbury Court

  • 1 Unit for Sale
1104 Canterbury Court, Elgin, IL 60120
Property at 648 Dover Drive,

406 Woodview Circle

  • 1 Unit for Sale
406 Woodview Circle, Elgin, IL 60120
Property at 648 Dover Drive,

849 Villa Street

  • 1 Unit for Sale
849 Villa Street, Elgin, IL 60120
Property at 648 Dover Drive,

397 Sadler Avenue

  • 1 Unit for Sale
397 Sadler Avenue, Elgin, IL 60120
Property at 648 Dover Drive,

75 Willard Avenue

  • 1 Unit for Sale
75 Willard Avenue, Elgin, IL 60120
Property at 648 Dover Drive,

1292 Borden Drive

  • 1 Unit for Sale
1292 Borden Drive, Elgin, IL 60120
Property at 648 Dover Drive,

1133 Pegwood Drive

  • 1 Unit for Sale
1133 Pegwood Drive, Elgin, IL 60120

Nearby Rentals

Unit for rent at 174 Neutrenton Avenue, Elgin, IL, 60120

$2,450 /mo

  • 2 Beds
  • 2.5 Baths
  • 1,482 ft²
174 Neutrenton Avenue, Elgin, IL, 60120 Listing by Catherine Terpstra
Unit for rent at 1904 Maureen Drive, Hoffman Estates, IL, 60192

$2,600 /mo

  • 3 Beds
  • 2.5 Baths
  • 1,800 ft²
1904 Maureen Drive #273, Hoffman Estates, IL, 60192 Listing by Timothy Winfrey

Frequently Asked Questions

What neighborhood is 648 Dover Drive located in?
The 648 Dover Drive is a located in the neighborhood of Southeast Elgin in Southeast Elgin, Elgin.
What is the average sales price for listings in 648 Dover Drive?
The average sales price for units in 648 Dover Drive is $0 currently.

Quantcast