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646 Bradford Road

646 Bradford Road, El Cajon, CA 92019
Property in Granite Hills
Sold Mar 17, 2020
$999,000
$325,000 by Bank Of America Na
Mortgage Due Apr 01, 2050
Sold Jul 29, 2004
$1,175,000
$730,000 by Citimortgage Inc
Mortgage Due Aug 01, 2034
646 Bradford Road in El Cajon, CA was first built in 1974 and is 50 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a contemporary style. It is a single story home. There are a total of 8 rooms in the home, of which, 5 are bedrooms. In terms of bathrooms, there are a total of 4 full bathrooms. There are 5 partial bathrooms. 646 Bradford Road has 4,548 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 275,299 square feet.

Learn more about the property and building on this page. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The roof of the home is made of tile. Water for the property is sourced from a municipal system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. For those who need parking, there is a carport. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as good. The exterior walls of the home are made of wood siding. As for heating, the home is utilizing a forced air unit. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 646 Bradford Road sold most recently in Jan 31, 2020 for a total of $999,000. If you work out the math, that's approximately a cost of $219.66 per sqft. Before that, the property was also sold for $1,175,000 in Jun 14, 2004. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $12,498 in taxes each year. 646 Bradford Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $1,040,663. If we break it down further, the land itself was valued at $483,541. Improvements to the property, however, were assessed at a total of $557,122. The property's total assessed value has been marked as more than the total market value which is pretty atypical. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1974
  • Effective Year Built: 1974
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 5
  • Bathroom Count: 5
  • Full Bathrooms: 4
  • Partial Bathrooms: 5
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Contemporary
  • Exterior Walls Type: Wood siding
  • Roof Cover Type: Tile
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 2
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 275,299
  • Total Building Area: 4,548
  • Building Area: 4,548
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 4,548
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: RANCHO EL CAJON
  • Land Acres: 6.32
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: BLK 27 LOT 10 S 6.35 AC PAR PER ROS 2631 /EXC RS 1334/ TR 000355

Ownership

  • Current Owner : FINCH MICHAEL J
  • Current Owner 2: CONCHA FINCH LORRAINE
  • Previous Owner : MOYER TAWNY ROSE
  • Owner Before Previous Owner: ANDREWS BONITA JEAN
  • Is Owner Occupied: Owner-occupied property
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Grossmont Union High School District
  • School Tax School District: CAJON VALLEY UN
  • Census Tract: 015602

Zoning

  • Zoning: RR

Geography

  • Assessors Map Reference: 000355
  • Subdivision Tract Number: 000355
  • Parcel: 511-320-01-00
  • Block: 27
  • Lot: 10
  • Municipality: CAJON VALLEY UNION
  • Latitude: 32.7919
  • Longitude: -116.915

    Address

  • Full Address: 646 Bradford Rd
  • Address - House Number: 646
  • Address - Street Name: Bradford
  • Address - Suffix Type: Rd
  • State: CA
  • City Name: El Cajon
  • Carrier Code: C018
  • 4-Digit Zip Code: 2649
  • Zip Code: 92019

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $12,498
  • Tax Rate Code Area: 59-093

    Appraisal Valuation

  • Standard Deviation: 0.1581
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 80
  • Final Value: 1,464,234
  • High Value: 1,695,760
  • Low Value: 1,232,708

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $325,000
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: Mar 17, 2020
  • First Open Lien Mortgage Loan Amount: $325,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,040,663
  • Assessed Land Value: $483,541
  • Assessed Improvements Value: $557,122

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 31, 2020
  • Current Sale Recording Date: Mar 17, 2020
  • Current Sale Transaction ID: 11747695489
  • Current Sale Price: $999,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2020-0136823
  • Previous Sale Recording Date: Jul 29, 2004
  • Previous Sale Contract Date: Jun 14, 2004
  • Previous Sale Amount: $1,175,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Mar 17, 2020
  • First Mortgage Loan Amount: $325,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: CITIMORTGAGE INC
  • Previous Mortgage Transaction Date: Jul 29, 2004
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $730,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Unknown (DEFAULT)
  • Previous Mortgage Loan Due Date: Aug 01, 2034

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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 646 Bradford Road located in?
The 646 Bradford Road is a located in the neighborhood of Granite Hills in Granite Hills, El Cajon.
What is the average sales price for listings in 646 Bradford Road?
The average sales price for units in 646 Bradford Road is $0 currently.

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